4805 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4805 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,180 sqft · built 2002
Lot Size	0.246 acres (10,759 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Apr 2017)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-382-003`

Property Details

APN / Parcel Number

Primary APN	`09-34-382-003`

Interior

Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,180 sqft Living Area
Gross Area	5,088 sqft
1st Floor Area	1,780 sqft
Basement Area	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,759 sqft
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	192 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4805 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2017R0012494 LT 146 PARK RIDGE ESTATES PHASE 3
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	3
Legal Lot Number	146
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3028
Census Tract	870605

Owner

Source: McHenry County records · APN 09-34-382-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4805 JOYCE LN, MCHENRY, IL 60050-5421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 10, 2017 · Amount on Record
Deed Sale	Apr 10, 2017 · Amount on Record
Prior Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	2017R0012494
Record Updated	Jun 07, 2026

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 10, 2017
Property Address	4805 JOYCE LN, MCHENRY, IL 60050-5421
Document Number	0000012494
Map Reference	DOC2001R0081912
Instrument Date	Apr 06, 2017
Instrument	2017R0012494
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4805 JOYDCE LN, MCHENRY, IL 60050-5421

Mortgage

Document Number	0000012495
Date	Apr 10, 2017
Instrument	2017R0012495

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2032

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$107,419 Land $14,629 Building $92,790	$322,257 Land $43,887 Building $278,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 168 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MCHENRY serves 22,335 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.