4732 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4732 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,061 sqft · built 2002
Lot Size	0.271 acres (11,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Oct 2014)
Deeds & Mortgages	Apr 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-34-380-008`

Property Details

APN / Parcel Number

Primary APN	`09-34-380-008`

Interior

Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,061 sqft Living Area
Gross Area	4,515 sqft
1st Floor Area	1,631 sqft
Basement Area	1,610 sqft
Finished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,811 sqft
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4732 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0035856 LT 122 PARK RIDGE ESTATES PHASE 3
Legal Range	08E
Legal Township	45N
Legal Section	34
Legal Subdivision	PARK RIDGE ESTATES
Legal Phase	3
Legal Lot Number	122
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3021
Census Tract	870605

Owner

Source: McHenry County records, as of June 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4732 JOYCE LN, MCHENRY, IL 60050-5416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 19, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on Record
Deed Sale	Oct 20, 2014 · Amount on Record
Prior Sale	Jan 18, 2007
Deed Document Number	2014R0035856
Record Updated	Jun 7, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4732 JOYCE LN, MCHENRY, IL 60050-5416
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017986
Date	Apr 1, 2021
Instrument	2021R0017986

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	ST THOMAS, VI 0805

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Mar 1, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4732 JOYCE LN, MCHENRY, IL 60050-5416
Document Number	0000019441
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4732 JOYCE LN MCHENRY IL 600505416, MCHENRY, IL 60050-5416

Mortgage

Document Number	0000019441
Date	Jun 2, 2020
Instrument	19441

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate	2.75%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4732 JOYCE LN, MCHENRY, IL 60050-5416
Document Number	0000019369
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4732 JOYCE LN MCHENRY IL 600505416, MCHENRY, IL 60050-5416

Mortgage

Document Number	0000019369
Date	Jun 28, 2019
Instrument	19369

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Disabled Person's exemption Veteran's exemption	$110,218 Land $14,629 Building $95,589	$330,654 Land $43,887 Building $286,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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