Bay County property record for 4638 E 2nd St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 960 sqft · built 1982 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $300,000 (May 2006) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25874-010-000 |
| Primary APN | 25874-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 960 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1982 |
|---|---|
| Exterior Material | Aluminum Siding |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 86 ft deep x 103 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 64 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4638 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7154 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | PARKER PLAT-(30.1)-119D2- N1/2 OF LOT 30 LESS E 69' ORB 913 P 175 & JDGMT OF |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 30 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 900 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 1001 W PARK ST, PANAMA CITY, FL 32404-7129 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2006 · Amount on Record |
| Deed Sale | May 31, 2006 · Amount on Record |
| Deed Document Number | 0027851475 |
| Deed Book / Page | 2785 / 1475 |
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $28,373 (+18.73%) Land $28,073 Building $300 | $28,373 (+18.73%) Land $28,073 Building $300 |
| 2023 | Additional exemption filed | $23,897 Land $23,597 Building $300 | $23,897 Land $23,597 Building $300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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