468 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 468 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,412 sqft · built 2018
Lot Size	0.082 acres (3,611 sqft)
Owner	Individual Name on File
Last Sale	$621,400 (May 2018)
Tax Bill	$11,634 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25012-000-3390`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25012-000-3390`
Alternative APN	`1015980`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,412 sqft Living Area
Gross Area	2,992 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	3,611 sqft (0.082 acres)
Garage Type	Finished
Garage Area	120 sqft
Porch	Porch
Porch Area	460 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1015980
Street Address	468 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 339 NATUREWALK AT SEAGROVE THIRD REPLAT PB 19-10 OR 3074-1170
Legal Range	19W
Legal Township	03S
Legal Section	11
Legal Subdivision	NATUREWALK AT SEAGROVE THIRD
Legal Lot Number	339
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1028
Census Tract	950610

Owner

468 Flatwoods Forest Loop is owned and occupied by an individual who bought it in May 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	468 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME LNDG
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage CTC MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on File
Deed Sale	May 22, 2018 · Amount on File
Deed Document Number	2018000016710
Deed Book / Page	3074 / 1170
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	468 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0031510185
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	BLUE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16055 TALMON DR WESTFIELD IN 460747317, WESTFIELD, IN 46074-7317

Mortgage

Document Number	0031510185
Date	Jul 20, 2020
Book Page	003151/000185
Instrument	25835

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 19, 2035

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 22, 2018
Property Address	468 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850
Document Number	0030741170
Book / Page	3074 / 1170
Map Reference	MB19 PG10
Instrument Date	May 18, 2018
Instrument	2018000016710
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	KTITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 S OLIVE AVE # 104, 701, WEST PALM BEACH, FL 33401-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	468 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8850

Mortgage

Document Number	2018000016711
Date	May 22, 2018
Instrument	2018000016711

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$858,537 Land $125,000 Building $733,537	$858,537 Land $125,000 Building $733,537
2024	$11,634.00 (+4.47%)
2023	$11,136.00 (+0.81%) Homeowner's exemption	$1,000,387 (+9.57%) Land $120,472 Building $879,915	$1,000,387 (+9.57%) Land $120,472 Building $879,915
2022	$11,047.00 Homeowner's exemption	$912,978 Land $133,724 Building $779,254	$912,978 Land $133,724 Building $779,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 468 Flatwoods Forest Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 468 Flatwoods Forest Loop is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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