480 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 480 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 2019
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.163`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,374 sqft Living Area
Basement Area	1,374 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,023 sqft (0.276 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	480 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 163 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	163
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County assessment roll, as of June 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	480 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
Apr 26, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage CAPGROW HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2019
Deed Sale	Apr 26, 2019
Deed Document Number	2019003143
Deed Book / Page	2433 / 0297
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	480 CASS DR, TROY, MO 63379-3446
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2428/0557
Date	Nov 2, 2018
Book Page	2428/0557
Instrument	2018009967

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 1, 2019

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 26, 2019
Property Address	480 CASS DR, TROY, MO 63379-3446
Document Number	2433/0297
Book / Page	2433 / 0297
Map Reference	MB 14 PG 300
Instrument Date	Apr 26, 2019
Instrument	2019003143
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	480 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2019003144
Date	Apr 26, 2019
Instrument	2019003144

Lender

Name	CAPGROW HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,282.00 (+6.89%)	$37,335 (+8.35%) Land $5,928 Building $31,407	$196,500 (+8.35%) Land $31,200 Building $165,300
2023	$2,135.00 (+4.66%)	$34,457 Land $5,168 Building $29,289	$181,350 Land $27,200 Building $154,150
2022	$2,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE LAKE ESTATES private · serves 115 people · EPA ID MO6031642
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SysTec Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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