475 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 475 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,322 sqft · built 2021
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on Record
Last Sale	$262,500 (Mar 2021)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.196`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.196`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Basement Area	1,322 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,290 sqft (0.351 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	475 CASS DR
City	TROY
State	MO
Zip	63379-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 196 CASSCADES OF ROCKPORT, PLAT 14/300
Legal Range	01W
Legal Township	48N
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	196
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2004
Census Tract	810308

Owner

Source: Lincoln County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	475 CASS DR, TROY, MO 63379-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU
Mar 22, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 25, 2020	Warranty Deed, Transfer MEYER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2021 · Amount on Record
Deed Sale	Mar 22, 2021 · Amount on Record
Prior Sale	Sep 25, 2020
Deed Document Number	20213801
Deed Book / Page	2461 / 294
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	475 CASS DR, TROY, MO 63379-3448
Transaction Type	Mortgage
Record Updated	Nov 29, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CASS DR, TROY, MO 63379-3448

Mortgage

Document Number	002494/202
Date	Sep 27, 2023
Book Page	2494/202
Instrument	2023007439

Lender

Name	NEIGHBORS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 22, 2021
Property Address	475 CASS DR, TROY, MO 63379-3448
Document Number	2461/294
Book / Page	2461 / 294
Map Reference	MB 14 PG 300
Instrument Date	Mar 19, 2021
Instrument	2021003801
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CASS DR, TROY, MO 63379-3448

Mortgage

Document Number	2021003802
Date	Mar 22, 2021
Instrument	2021003802

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 25, 2020
Property Address	475 CASS DR, TROY, MO 63379-3448
Document Number	2452/873
Book / Page	2452 / 873
Map Reference	MB 14 PG 300
Instrument Date	Sep 25, 2020
Instrument	2020010938
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,309 (-) Land $6,029 Building $31,280
2025	$2,280.00 (+7.14%)	$37,309 (+8.62%) Land $6,029 Building $31,280	$196,360 (+8.62%) Land $31,730 Building $164,630
2023	$2,128.00 (+5.56%)	$34,348 Land $5,174 Building $29,175	$180,780 Land $27,230 Building $153,550
2022	$2,016.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures