479 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 479 Cass Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2020
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on Record
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.195`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Basement Area	1,612 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Asphalt
Lot Area	16,379 sqft (0.376 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	479 CASS DR
City	TROY
State	MO
Zip	63379-3448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	195
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2004
Census Tract	810308

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	479 CASS DR, TROY, MO 63379-3448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020
Deed Sale	Sep 14, 2020
Deed Document Number	2020010347
Deed Book / Page	2452 / 285
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	479 CASS DR, TROY, MO 63379-3448
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 CASS DR, TROY, MO 63379-3448

Mortgage

Document Number	002476/593
Date	Mar 7, 2022
Book Page	2476/593
Instrument	2022002316

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 14, 2020
Property Address	479 CASS DR, TROY, MO 63379-3448
Document Number	2452/285
Book / Page	2452 / 285
Map Reference	MB 14 PG 300
Instrument Date	Sep 9, 2020
Instrument	2020010347
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	479 CASS DR, TROY, MO 63379-3448

Mortgage

Document Number	2020010348
Date	Sep 14, 2020
Instrument	2020010348

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (+7.22%)	$45,710 (+8.71%) Land $6,369 Building $39,341	$240,580 (+8.71%) Land $33,520 Building $207,060
2023	$2,605.00 (+4.74%)	$42,049 Land $5,478 Building $36,571	$221,310 Land $28,830 Building $192,480
2022	$2,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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