476 Cass Dr, Troy, MO 63379 Property Records

Lincoln County property record for 476 Cass Dr, Troy, MO 63379 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,745 sqft · built 2018
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on File
Tax Bill	$3,612 (2025)
Deeds & Mortgages	May 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-13-000-000-005.164`

Property Details

APN / Parcel Number

Primary APN	`19-60-13-000-000-005.164`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,745 sqft Living Area
Basement Area	1,516 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,416 sqft (0.307 acres)
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	476 CASS DR
City	TROY
State	MO
Zip	63379-3446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 164 CASSCADES OF ROCKPORT
Legal Range	01W
Legal Section	13
Legal Subdivision	ROCKPORT
Legal Lot Number	164
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2002
Census Tract	810308

Owner

Source: Lincoln County records · APN 19-60-13-000-000-005.164

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	476 CASS DR, TROY, MO 63379-3446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Jan 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Aug 08, 2018	Warranty Deed, Transfer · Line of Credit PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2019
Deed Sale	Jan 18, 2019
Prior Sale	Aug 08, 2018
Deed Document Number	2019000449
Deed Book / Page	2430 / 0639
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	476 CASS DR, TROY, MO 63379-3446
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447/239
Date	May 27, 2020
Book Page	2447/239
Instrument	2020005267

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 01, 2040

January 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 18, 2019
Property Address	476 CASS DR, TROY, MO 63379-3446
Document Number	2430/0639
Book / Page	2430 / 0639
Map Reference	MB 14 PG 300
Instrument Date	Jan 17, 2019
Instrument	2019000449
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	476 CASS DR, TROY, MO 63379-3446

Mortgage

Document Number	2019000450
Date	Jan 18, 2019
Instrument	2019000450

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 08, 2018
Property Address	476 CASS DR, TROY, MO 63379-3446
Document Number	2425/0690
Book / Page	2425 / 0690
Map Reference	MB14 PG300
Instrument Date	Aug 07, 2018
Instrument	2018007081
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY, MEYER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 N LINCOLN DR, TROY, MO 63379-1355
Investor	Possibly a Property Investor

Mortgage

Document Number	2018007082
Date	Aug 08, 2018
Instrument	2018007082

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Feb 07, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 (+4.97%)	$59,100 (+6.43%) Land $5,936 Building $53,164	$311,050 (+6.43%) Land $31,240 Building $279,810
2023	$3,441.00 (+5.97%)	$55,531 Land $5,185 Building $50,346	$292,270 Land $27,290 Building $264,980
2022	$3,247.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	940 / 940
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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