48 Waterspout, Irvine, CA 92620 Property Records

Orange County property record for 48 Waterspout, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 2005
Lot Size	0.093 acres (4,030 sqft)
Owner	2 Trust Names on File
Last Sale	$1,190,000 (Jun 2019)
Tax Bill	$17,413 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551-213-01`

Property Details

APN / Parcel Number

Primary APN	`551-213-01`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,197 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	4,030 sqft (0.093 acres)
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	48 WATERSPOUT
City	IRVINE
State	CA
Zip	92620-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16577 BLK LOT 134
Legal Subdivision	TRACT NO 16577
Legal Tract	16577
Legal Lot Number	134
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2010
Census Tract	52431

Owner

48 Waterspout is held in a trust since January 2020.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	48 WATERSPOUT, IRVINE, CA 92620-3427
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 19, 2019	Grant Deed, Transfer · Conventional Mortgage ALLY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2019 · Amount on File
Deed Sale	Jun 19, 2019 · Amount on File
Prior Sale	Dec 8, 2005 · Amount on File
Deed Document Number	2019215413
Last Transfer Date	Jan 29, 2020
Transfer Doc	0000044404
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	48 WATERSPOUT, IRVINE, CA 92620-3427
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 WATERSPOUT, IRVINE, CA 92620-3427

Mortgage

Document Number	0000485281
Date	Jul 30, 2021
Instrument	2021000485281

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2020
Property Address	48 WATERSPOUT, IRVINE, CA 92620-3427
Document Number	0000044404
Instrument Date	Jan 29, 2020
Instrument	44404
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	48 WATERSPOUT IRVINE CA 926203427, IRVINE, CA 92620-3427

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 19, 2019
Property Address	48 WATERSPOUT, IRVINE, CA 92620-3427
Document Number	0000215413
Map Reference	MB 857 PG 26-43
Instrument Date	May 17, 2019
Instrument	2019000215413
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	48 WATERSPOUT, IRVINE, CA 92620-3427

Mortgage

Document Number	0000215414
Date	Jun 19, 2019
Instrument	2019000215414

Lender

Name	ALLY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,354,014 (+2%) Land $990,071 Building $363,943
2025	$17,413.00 (+3.94%)	$1,327,465 (+4.04%) Land $970,658 Building $356,807
2023	$16,753.00 (+1.8%)	$1,275,919 Land $932,967 Building $342,952
2022	$16,457.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 48 Waterspout in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48 Waterspout has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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