36 Union St, Saco, ME 04072 Property Records

York County and Saco City property record for 36 Union St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,372 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Mar 2015)
Tax Bill	$3,784 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L1385R`

Property Details

APN / Parcel Number

Primary APN	`L1385R`
Alternative APNs	`SACO M:039 L:190 U:000-000` `M:039 L:190 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,372 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L1385R
Street Address	36 UNION ST
City	SACO
State	ME
Zip	04072-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	190
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1044
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	36 UNION ST, SACO, ME 04072-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION
Aug 16, 2023	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SACO VALLEY CREDIT UNION
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on Record
Deed Sale	Mar 24, 2015 · Amount on Record
Prior Sale	May 26, 2009 · Amount on Record
Deed Document Number	201510274
Deed Book / Page	16987 / 441
Last Transfer Date	Aug 16, 2023
Transfer Doc	0192930627
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	36 UNION ST, SACO, ME 04072-1906
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0194050405
Date	Mar 19, 2024
Book Page	19405/405
Instrument	2024008002

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Aug 16, 2023
Property Address	36 UNION ST, SACO, ME 04072-1906
Document Number	0192930627
Book / Page	19293 / 627
Instrument Date	Aug 16, 2023
Instrument	2023024739
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 UNION ST, SACO, ME 04072-1906

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	36 UNION ST, SACO, ME 04072-1906
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187890597
Date	Sep 1, 2021
Book Page	18789/597
Instrument	2021051597

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	36 UNION ST, SACO, ME 04072-1906
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188810518
Date	Nov 29, 2021
Book Page	18881/518
Instrument	2021068533

Lender

Name	SACO VALLEY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,784.00 (+1.07%)	$266,500 (-) Land $115,800 Building $150,700
2024	$3,744.00 (+4.26%)	$266,500 (+36.04%) Land $115,800 Building $150,700	$345,040
2022	$3,591.00	$195,900 Land $88,200 Building $107,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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