48 Spring Tree Ln, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 48 Spring Tree Ln, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,654 sqft · built 1980
Lot Size	0.334 acres (14,586 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jun 2015)
Tax Bill	$6,306 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 044.04-2-22`

Property Details

APN / Parcel Number

Primary APN	`262800 044.04-2-22`
Alternative APNs	`28000440400002022000` `01593284000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,654 sqft Living Area
1st Floor Area	1,108 sqft
Basement Area	546 sqft
Finished Basement	546 sqft
Game Room	Game Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Composition/Composite
Lot Area	14,586 sqft (0.334 acres)
Lot Dimensions	185 ft deep x 78.6 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01593284000
Street Address	48 SPRING TREE LN
City	ROCHESTER
State	NY
Zip	14612-2818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L22 T2 APPLEGROVE GDN 204-74 L177
Legal Subdivision	APPIEGROVE GARDENS SUBDIVISION
Legal Block	2
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2002
Census Tract	13508

Owner

48 Spring Tree Ln is owned and occupied by two individuals who bought it in June 2015.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 SPRING TREE LN, ROCHESTER, NY 14612-2818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Prior Sale	Jul 1, 2005 · Amount on File
Deed Document Number	2015980
Deed Book / Page	11544 / 133
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	48 SPRING TREE LN, ROCHESTER, NY 14612-2818
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPRING TREE LN, ROCHESTER, NY 14612-2818

Mortgage

Document Number	0000001269
Date	Feb 25, 2021
Book Page	29054/617
Instrument	202102251269

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Nov 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	48 SPRING TREE LN, ROCHESTER, NY 14612-2818
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 SPRING TREE LN, ROCHESTER, NY 14612-2818

Mortgage

Document Number	0000001270
Date	Feb 25, 2021
Book Page	29054/629
Instrument	202102251270

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 48 Spring Tree Ln was $6,306, up 4.6% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,306.00 (+4.61%)
2025	$6,028.00	$144,000 Land $32,400 Building $111,600	$236,100 Land $53,122 Building $182,978
2023		$144,000 (-3.36%) Land $32,400 Building $111,600	$167,442 (-3.38%) Land $37,674 Building $129,768
2022		$149,000 Land $36,000 Building $113,000	$173,300 Land $41,871 Building $131,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Spring Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Spring Tree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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