25 Spring Tree Ln, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 25 Spring Tree Ln, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,824 sqft · built 1982
Lot Size	0.275 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$367,000 (Jul 2026)
Tax Bill	$7,796 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262800 044.04-3-15`

Property Details

APN / Parcel Number

Primary APN	`262800 044.04-3-15`
Alternative APNs	`28000440400003015000` `01593337000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	912 sqft
2nd Floor Area	912 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01593337000
Street Address	25 SPRING TREE LN
City	ROCHESTER
State	NY
Zip	14612-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L22 T2 APPLE GROVE 204-74 L125
Legal Subdivision	APPLEGROVE GARDENS SUBDIVISION
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2003
Census Tract	13508

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2475 WESTSIDE DR, NORTH CHILI, NY 14514-1034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 4, 2024	Deed of Trust, Mortgage · Line of Credit ESL FCU
May 9, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 4, 2019	Loan Modification, Mortgage · Conventional Mortgage ESL FCU
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2026 · Amount on Record
Deed Sale	Jul 17, 2026 · Amount on Record
Prior Sale	Aug 21, 1998 · Amount on Record
Deed Document Number	20263444076
Deed Book / Page	13212 / 495
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 17, 2026
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Document Number	0003444076
Book / Page	13212 / 495
Instrument Date	Jul 17, 2026
Instrument	20263444076
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,268.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2475 WESTSIDE DR, NORTH CHILI, NY 14514-1034

Mortgage

Document Number	0000004077,
Date	Jul 17, 2026
Instrument	20264077

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001104
Date	Apr 4, 2024
Book Page	30624/381
Instrument	202404041104

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Transaction Type	Mortgage
Record Updated	Apr 23, 2024
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001103
Date	Apr 4, 2024
Book Page	30624/372
Instrument	202404041103

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	STEWART TITLE, STEWART TTL INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000895
Date	May 9, 2022
Book Page	29873/521
Instrument	202205090895

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Document Number	0000000736
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SPRING TREE LN ROCHESTER NY 146122817, ROCHESTER, NY 14612-2817

Mortgage

Document Number	0000000736
Date	Oct 9, 2019
Book Page	028227/000137
Instrument	736

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Interest

Rate	3.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	25 SPRING TREE LN, ROCHESTER, NY 14612-2817
Document Number	0000000735
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 SPRING TREE LN ROCHESTER NY 146122817, ROCHESTER, NY 14612-2817

Mortgage

Document Number	0000000735
Date	Oct 9, 2019
Book Page	028227/000125
Instrument	735

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,796.00 (+12.09%) Homeowner's exemption
2025	$6,955.00	$178,300 (-) Land $32,400 Building $145,900	$292,300 (+40.99%) Land $53,116 Building $239,184
2023		$178,300 Land $32,400 Building $145,900	$207,326 Land $37,674 Building $169,652

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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