Guadalupe County property record for 48 River Oak Dr, Seguin, TX 78155
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,262 sqft · built 1998 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,240 (Aug 2024) |
| Tax Bill | $13,272 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1G0490200102400000 |
| Primary APN | 1G0490200102400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,262 sqft Living Area |
| Gross Area | 4,142 sqft |
| 1st Floor Area | 1,577 sqft |
| Basement Area | 1,577 sqft |
| Finished Basement | 1,577 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Lot Dimensions | 81 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 51 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 48 RIVER OAK DR |
|---|---|
| City | SEGUIN |
| State | TX |
| Zip | 78155-7026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 24 BLK: 1 ADDN: CHAPARRAL #2 |
| Legal Subdivision | CHAPARRAL #2 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SEGUIN |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 210806 |
48 River Oak Dr is owned by two individuals who bought it in August 2024.
Source: Guadalupe County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6706 ZAVALA CT, KATY, TX 77493-4709 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 · Amount on File |
| Deed Sale | Aug 12, 2024 · Amount on File |
| Prior Sale | Sep 7, 2023 |
| Deed Document Number | 202418992 |
| Prior Transfer Date | Sep 18, 2020 |
| Prior Transfer Doc | 0099025953 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 21, 2020 |
| Property Address | 48 RIVER OAK DR, SEGUIN, TX 78155-7026 |
| Document Number | 0000025953 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 25953 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2020 |
| Title Company | STEWART TITLE/CALDWELL, STC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3394 AUXILIARY AIRPORT RD SEGUIN TX 781552272, SEGUIN, TX 78155-2272 |
| Document Number | 25954 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 25954 |
| Name | THRIVE MTG LLC |
|---|---|
| Address | GEORGETOWN, TX 78633 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
The 2025 property tax bill for 48 River Oak Dr was $13,272, up 16.7% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Seguin City |
| Unified School District | Seguin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $597,197 (-13.31%) Land $98,441 Building $498,756 | $597,197 (-13.31%) Land $98,441 Building $498,756 | |
| 2025 | $13,272.00 (+16.67%) | $688,880 Land $145,138 Building $543,742 | $688,880 Land $145,138 Building $543,742 |
| 2024 | $11,376.00 (+3.49%) | ||
| 2023 | $10,992.00 (+27.72%) | $563,103 Land $182,727 Building $380,376 | $563,103 Land $182,727 Building $380,376 |
| 2022 | $8,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 River Oak Dr in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 123 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 123 in force |
| Nearby Flood Claims | 8 (2002–2025) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jul 2025 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 River Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGS HILL SUD serves 35,541 people · EPA ID TX0940022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2017 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Guadalupe Valley Electric Cooperative.
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