48 Ridge Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 48 Ridge Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,959 sqft · built 1940
Lot Size	0.224 acres (9,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Dec 2019)
Tax Bill	$4,343 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-240-07831600`

Property Details

APN / Parcel Number

Primary APN	`01-240-07831600`
Alternative APNs	`124007831600` `24007831600`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,088 sqft
Attic	Attic
Attic Area	544 sqft
Basement Area	871 sqft
Finished Basement	871 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,750 sqft (0.224 acres)
Porch	Open Porch
Porch Area	30 sqft
Deck Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	24007831600
Street Address	48 RIDGE AVE
City	EDGEWATER
State	MD
Zip	21037-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 25 SC 5 EDGEWATER BEACH
Legal Subdivision	EDGEWATER BEACH
Legal Block	2
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	701101

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 RIDGE AVE, EDGEWATER, MD 21037-1347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	Apr 6, 2000 · Amount on Record
Deed Book / Page	33971 / 182
Transfer Doc	6605000175
Record Updated	Oct 29, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 18, 2019
Property Address	48 RIDGE AVE, EDGEWATER, MD 21037-1347
Document Number	0339710182
Book / Page	33971 / 182
Map Reference	MB 3 FO 46
Instrument Date	Dec 16, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	ATLANTIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 RIDGE AVE, EDGEWATER, MD 21037-1347

Mortgage

Document Number	33971186
Date	Dec 18, 2019
Instrument	33971/186

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,400 (+8.91%) Land $247,900 Building $226,500	$474,400 (+8.91%) Land $247,900 Building $226,500
2025	$4,343.00 (+21.52%)
2023	$3,574.00 Homeowner's exemption	$435,600 Land $247,900 Building $187,700	$435,600 Land $247,900 Building $187,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	9 of 22
Most Recent Claim	Nov 2018 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20