Anne Arundel County property record for 51 Ridge Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,886 sqft · built 2023 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,075,000 (Mar 2024) |
| Tax Bill | $8,773 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-240-90024054 |
| Primary APN | 01-240-90024054 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 3,436 sqft |
| 1st Floor Area | 1,443 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,000 sqft (0.321 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Deck Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 24090024054 |
|---|---|
| Street Address | 51 RIDGE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 6A SC 6 EDGEWATER BEACH |
| Legal Subdivision | EDGEWATER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 6A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 701101 |
51 Ridge Ave is owned and occupied by two individuals who bought it in March 2024.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Mar 26, 2024 | Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE |
| Sep 15, 2021 | Deed, Construction Loan · Construction Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2024 · Amount on File |
| Deed Sale | Mar 26, 2024 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Book / Page | 40319 / 257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2025 |
| Title Company | CAPITOL TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Document Number | 0417590144 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 41759/144 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | NORFOLK, VA 23510 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Mar 26, 2024 |
| Property Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Document Number | 0403190257 |
| Book / Page | 40319 / 257 |
| Map Reference | LB 3062 FO 468 |
| Instrument Date | Mar 22, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2024 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Document Number | 0040319265 |
|---|---|
| Date | Mar 26, 2024 |
| Instrument | 40319/265 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 15, 2021 |
| Property Address | 51 RIDGE AVE, EDGEWATER, MD 21037-1345 |
| Document Number | 0375310225 |
| Book / Page | 37531 / 225 |
| Map Reference | LB 3062 FO 468 |
| Instrument Date | Aug 18, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Title Company | FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3418 RUSTIC WAY LN, FALLS CHURCH, VA 22044-1243 |
| Document Number | 0037531230 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 37531/230 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Sep 1, 2052 |
| Rate | 3.75% |
|---|---|
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 51 Ridge Ave was $8,773 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $783,300 Land $257,500 Building $525,800 | $783,300 Land $257,500 Building $525,800 | |
| 2025 | $8,773.00 | ||
| 2023 | $7,528.00 | $689,400 Land $257,500 Building $431,900 | $689,400 Land $257,500 Building $431,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 51 Ridge Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 51 Ridge Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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