40 Ridge Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 40 Ridge Ave, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,439 sqft · built 1940
Lot Size0.164 acres (7,140 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Apr 2001)
Tax Bill$3,531 (2025)
Deeds & MortgagesAug 2018 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-240-90074239

Property Details

APN / Parcel Number

Primary APN01-240-90074239
Alternative APNs
  • 124090074239
  • 24090074239

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,439 sqft Living Area
Gross Area1,738 sqft
1st Floor Area918 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,140 sqft (0.164 acres)
Garage Area712 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area418 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number24090074239
Street Address40 RIDGE AVE
CityEDGEWATER
StateMD
Zip21037-1346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 SC 4 EDGEWATER BEACH
Legal SubdivisionEDGEWATER BEACH
Legal Block2
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2026
Census Tract701101

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 RIDGE AVE, EDGEWATER, MD 21037-1346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Dec 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 22, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 16, 2001 · Amount on Record
Deed SaleApr 16, 2001 · Amount on Record
Deed Document Number20014376
Deed Book / Page10322 / 148
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address40 RIDGE AVE, EDGEWATER, MD 21037-1346
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0324000342
DateAug 17, 2018
Book Page32400/342
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
AddressSALT LAKE CITY, UT 84116
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address40 RIDGE AVE, EDGEWATER, MD 21037-1346
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0380690114
DateDec 13, 2021
Book Page38069/114
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateMar 22, 2018
Property Address40 RIDGE AVE, EDGEWATER, MD 21037-1346
Document Number0319400134
Book / Page031940 / 000134
Instrument DateMar 12, 2018
Transaction TypeTransfer
Record UpdatedApr 9, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 RIDGE AVE EDGEWATER MD 210371346, EDGEWATER, MD 21037-1346

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,200 (+8.25%) Land $242,000 Building $188,200$430,200 (+8.25%) Land $242,000 Building $188,200
2025$3,531.00 (+25.44%)
2023$2,815.00 Homeowner's exemption$397,400 Land $242,000 Building $155,400$397,400 Land $242,000 Building $155,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Nearby Flood Policies25 in force
Nearby Flood Claims22 (1996–2018)
Claims Outside the SFHA9 of 22
Most Recent ClaimNov 2018 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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