Anne Arundel County property record for 46 Ridge Ave, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,952 sqft · built 1989 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $529,000 (Jul 2018) |
| Tax Bill | $5,005 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-240-90050958 |
| Primary APN | 01-240-90050958 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,034 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 9,750 sqft (0.224 acres) |
| Porch | Open Porch |
| Porch Area | 383 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 24090050958 |
|---|---|
| Street Address | 46 RIDGE AVE |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-1347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 SC 5 EDGEWATER BEACH |
| Legal Subdivision | EDGEWATER BEACH |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 701101 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 RIDGE AVE, EDGEWATER, MD 21037-1347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Mar 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jul 24, 2018 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Prior Sale | Aug 24, 2010 · Amount on Record |
| Deed Book / Page | 32330 / 98 |
| Prior Transfer Date | Mar 3, 2012 |
| Prior Transfer Doc | 0244370395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 46 RIDGE AVE, EDGEWATER, MD 21037-1347 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0348980373 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 34898/373 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 46 RIDGE AVE, EDGEWATER, MD 21037-1347 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0329750099 |
|---|---|
| Date | Mar 22, 2019 |
| Book Page | 32975/099 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 24, 2018 |
| Property Address | 46 RIDGE AVE, EDGEWATER, MD 21037-1347 |
| Document Number | 0323300098 |
| Book / Page | 32330 / 098 |
| Map Reference | MB3 FO46 |
| Instrument Date | Jul 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 46 RIDGE AVE, EDGEWATER, MD 21037-1347 |
| Document Number | 0032330103 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 32330/103 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,800 (+3.05%) Land $247,900 Building $263,900 | $511,800 (-) Land $247,900 Building $263,900 | |
| 2025 | $5,005.00 (+1.87%) Homeowner's exemption | $496,633 (+6.51%) | $511,800 (+9.76%) Land $247,900 Building $263,900 |
| 2024 | $4,913.00 (+15.65%) | ||
| 2023 | $4,248.00 Homeowner's exemption | $466,300 Land $247,900 Building $218,400 | $466,300 Land $247,900 Building $218,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 9 of 22 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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