Bergen County and Upper Saddle River Borough property record for 48 Pleasant Ave, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 7,845 sqft · built 2021 |
| Lot Size | 1.36 acres (59,634 sqft) |
| Owner | Company Name on File |
| Last Sale | $228,900 (May 1997) |
| Tax Bill | $9,583 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01305-0000-00003-02 |
| Primary APN | 63-01305-0000-00003-02 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 7,845 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Frame |
| Lot Area | 59,634 sqft (1.36 acres) |
| Street Address | 48 PLEASANT AVE |
|---|---|
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-2427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.369AC (FLAG) PLUS OLD BARN |
| Legal Block | 1305 |
| Legal Lot Number | 3.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 53201 |
48 Pleasant Ave is owned by a company that bought it in May 1997.
Source: Bergen County and Upper Saddle River Borough records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 50 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2026 | Deed of Trust, Mortgage MARY DENELLE OCONNOR |
| Mar 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LOAN FUNDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 1997 · Amount on File |
| Deed Sale | May 1, 1997 · Amount on File |
| Deed Book / Page | 7967 / 780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 48 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 W PROSPECT ST, NANUET, NY 10954-2631 |
| Document Number | 0057161161 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5716/1161 |
| Instrument | 2026007580 |
| Name | MARY DENELLE OCONNOR |
|---|---|
| Type | Private Party |
| Address | 40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458 |
| Amount | Amount on Record |
|---|---|
| Term | 13 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 48 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 7 W PROSPECT ST, NANUET, NY 10954-2631 |
| Document Number | 0049541750 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 4954/1750 |
| Instrument | 2023019746 |
| Name | LOAN FUNDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10022 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 48 Pleasant Ave was $9,583, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,000 (-) Land $350,000 Building $20,000 | $370,000 (-) Land $350,000 Building $20,000 | |
| 2025 | $9,583.00 (+1.73%) | $370,000 Land $350,000 Building $20,000 | $370,000 Land $350,000 Building $20,000 |
| 2024 | $9,420.00 | ||
| 2023 | $370,000 Land $350,000 Building $20,000 | $370,000 Land $350,000 Building $20,000 | |
| 2022 | $9,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Pleasant Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Pleasant Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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