44 Pleasant Ave, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 44 Pleasant Ave, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	7,241 sqft · built 2021
Lot Size	0.865 acres (37,679 sqft)
Owner	2 Individual Names on File
Last Sale	$2,850,000 (Apr 2024)
Tax Bill	$54,973 (2025)
Deeds & Mortgages	Oct 2021 Construction Loan Jul 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01305-0000-00003-03`

Property Details

APN / Parcel Number

Primary APN	`63-01305-0000-00003-03`

Interior

Stories	2 Stories
Building Area	7,241 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Frame
Lot Area	37,679 sqft (0.865 acres)

Location & Zoning

Street Address	44 PLEASANT AVE
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.865AC
Legal Subdivision	JEANNOT ESTATES
Legal Block	1305
Legal Lot Number	3.03
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3006
Census Tract	53201

Owner

44 Pleasant Ave is owned and occupied by two individuals who bought it in April 2024.

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	44 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed of Trust, Mortgage · Construction Mortgage LOAN FUNDER LLC SERIES 25034
Jul 12, 2023	Deed of Trust, Mortgage · Construction Mortgage LOAN FUNDER LLC
Apr 4, 2024	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2024 · Amount on File
Deed Sale	Apr 4, 2024 · Amount on File
Deed Document Number	202418151
Deed Book / Page	5205 / 1997
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 W PROSPECT ST, NANUET, NY 10954-2631

Mortgage

Document Number	0044051652
Date	Oct 5, 2021
Book Page	4405/1652
Instrument	2021154169

Lender

Name	LOAN FUNDER LLC SERIES 25034
Type	Non-Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Construction Mortgage
Amount	Amount on Record

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 W PROSPECT ST, NANUET, NY 10954-2631

Mortgage

Document Number	0050351212
Date	Jul 12, 2023
Book Page	5035/1212
Instrument	2023045612

Lender

Name	LOAN FUNDER LLC
Address	NEW YORK, NY 10022

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 7, 2024

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 4, 2024
Property Address	44 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Document Number	0052051997
Book / Page	5205 / 1997
Instrument Date	Mar 18, 2024
Instrument	2024018151
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,460.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 W PROSPECT ST, NANUET, NY 10954-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427

Mortgage

Document Number	2024018152
Date	Apr 4, 2024
Instrument	2024018152

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 44 Pleasant Ave was $54,973, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,122,500 (-) Land $350,000 Building $1,772,500	$2,122,500 (-) Land $350,000 Building $1,772,500
2025	$54,973.00 (+1.73%)	$2,122,500 Land $350,000 Building $1,772,500	$2,122,500 Land $350,000 Building $1,772,500
2024	$54,038.00
2023		$2,122,500 Land $350,000 Building $1,772,500	$2,122,500 Land $350,000 Building $1,772,500
2022	$30,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Pleasant Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Pleasant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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