40 Pleasant Ave, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 40 Pleasant Ave, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1968
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$668,500 (May 2014)
Tax Bill	$14,949 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2022 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`63-01305-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`63-01305-0000-00004`
Alternative APNs	`630130500004` `182858`

Interior

Stories	2 Stories
Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	182858
Street Address	40 PLEASANT AVE
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	PLEASANT ACRES
Legal Block	1305
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3006
Census Tract	53201

Owner

40 Pleasant Ave is owned and occupied by an individual who bought it in May 2014.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 22, 2022	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jun 14, 2021	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2014 · Amount on File
Deed Sale	May 27, 2014 · Amount on File
Prior Sale	May 28, 1997 · Amount on File
Deed Document Number	201433478
Deed Book / Page	1676 / 116
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Dec 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427

Mortgage

Document Number	0056111028
Date	Sep 29, 2025
Book Page	5611/1028
Instrument	2025066955

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427

Mortgage

Document Number	0047161670
Date	Jun 22, 2022
Book Page	4716/1670
Instrument	2022062415

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042091478
Date	Jun 14, 2021
Book Page	4209/1478
Instrument	2021094730

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042091488
Date	Jun 14, 2021
Book Page	4209/1488
Instrument	2021094731

Lender

Name	IBERIABANK
Type	Bank
Address	NEW YORK, NY 10017

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	40 PLEASANT AVE, UPPER SADDLE RIVER, NJ 07458-2427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026482156
Date	Jun 26, 2017
Book Page	02648/2156
Instrument	17-048228

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 40 Pleasant Ave was $14,949, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$820,500 (+42.15%) Land $323,000 Building $497,500	$820,500 (+42.15%) Land $323,000 Building $497,500
2025	$14,949.00 (+1.72%)	$577,200 Land $323,000 Building $254,200	$577,200 Land $323,000 Building $254,200
2024	$14,696.00
2023		$577,200 Land $323,000 Building $254,200	$577,200 Land $323,000 Building $254,200
2022	$14,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Pleasant Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pleasant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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