48 Laurel St, Buffalo, NY 14209 Property Records

Erie County and Buffalo City property record for 48 Laurel St, Buffalo, NY 14209

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,760 sqft · built 1900
Lot Size	0.082 acres (3,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Feb 2023)
Tax Bill	$727 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140200 100.48-6-29`

Property Details

APN / Parcel Number

Primary APN	`140200 100.48-6-29`
Alternative APNs	`02001004800006029000` `04156500`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,760 sqft Total Area
1st Floor Area	1,380 sqft
2nd Floor Area	1,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	3,570 sqft (0.082 acres)
Lot Dimensions	102 ft deep x 35 ft wide
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04156500
Street Address	48 LAUREL ST
City	BUFFALO
State	NY
Zip	14209-1902
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Description	195. W MICHIGAN
Legal Subdivision	THE LANDS OF GEORGE GOETZ
Legal Block	6
Legal Lot Number	29.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2004
Census Tract	16801

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	48 LAUREL ST, BUFFALO, NY 14209-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK NA
May 28, 2021	Deed of Trust, Mortgage JOHN CASCIANI
Apr 13, 2020	Deed of Trust, Mortgage CASCIANI PENSION
Jun 2, 2020	Deed of Trust, Construction Loan · Construction Mortgage CASCIANI PENSION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	202330027
Deed Book / Page	11414 / 2092
Prior Transfer Date	Dec 4, 2013
Prior Transfer Doc	0112573057
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Feb 17, 2023
Property Address	48 LAUREL ST, BUFFALO, NY 14209-1902
Document Number	0114142092
Book / Page	11414 / 2092
Instrument Date	Feb 14, 2023
Instrument	2023030027
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HIGHVIEW DR, ROCHESTER, NY 14609-2955

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 LYNDALE AVE, BUFFALO, NY 14223-3023

Mortgage

Document Number	0140831329
Date	Feb 17, 2023
Instrument	14083/1329

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	48 LAUREL ST, BUFFALO, NY 14209-1902
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139975501
Date	May 28, 2021
Book Page	13997/5501
Instrument	2021103105

Lender

Name	JOHN CASCIANI
Type	Private Party
Address	893 DEWITT RD, WEBSTER, NY 14580

Agreement

Amount	Amount Recorded
Term	14 Months
Due	Jul 1, 2022

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	48 LAUREL ST, BUFFALO, NY 14209-1902
Document Number	0003313564
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 NORTON ST ROCHESTER NY 146092429, ROCHESTER, NY 14609-2429

Mortgage

Document Number	0003313564
Date	Jun 2, 2020
Book Page	000331/003564

Lender

Name	CASCIANI PENSION
Address	893 DEWITT RD, WEBSTER, NY 14580-1654

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Recording Date	Jun 2, 2020
Property Address	48 LAUREL ST, BUFFALO, NY 14209-1902
Document Number	0139415311
Book / Page	013941 / 005311
Instrument Date	Apr 13, 2020
Transaction Type	Construction Loan
Record Updated	Jun 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2060 NORTON ST ROCHESTER NY 146092429, ROCHESTER, NY 14609-2429

Mortgage

Document Number	139415311
Date	Jun 2, 2020
Book Page	013941/005311

Lender

Name	CASCIANI PENSION
Address	893 DEWITT RD, WEBSTER, NY 14580-1654

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2021

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$727.00 (-57.56%)
2025	$1,713.00 (+110.96%)	$220,000 (+34%) Land $29,000 Building $191,000	$220,000 (+170.6%) Land $29,000 Building $191,000
2024	$812.00 (+213.51%)	$50,000 (-) Land $4,000 Building $46,000	$81,301 (+13.82%) Land $6,504 Building $74,797
2023	$259.00	$50,000 Land $4,000 Building $46,000	$71,429 Land $5,714 Building $65,715

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks, T-Mobile.

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