Bergen County and Ramsey Borough property record for 48 Lakeside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 3,072 sqft · built 1972 |
| Lot Size | 0.301 acres (13,112 sqft) |
| Owner | Individual Name on File |
| Last Sale | $972,875 (May 2009) |
| Tax Bill | $23,479 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05207-0000-00021 |
| Primary APN | 48-05207-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,072 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 13,112 sqft (0.301 acres) |
| Lot Dimensions | 131 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 48 LAKESIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.301AC |
| Legal Block | 5207 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 44201 |
48 Lakeside Dr is owned and occupied by an individual who bought it in May 2009.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2009 · Amount on File |
| Deed Sale | May 20, 2009 · Amount on File |
| Prior Sale | Jun 30, 2008 · Amount on File |
| Deed Document Number | 20091160250 |
| Deed Book / Page | 116 / 250 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,161,600 (+1.87%) Land $445,200 Building $716,400 | $1,161,600 (+1.87%) Land $445,200 Building $716,400 | |
| 2025 | $23,479.00 (-3.28%) | $1,140,300 (+32.56%) Land $420,200 Building $720,100 | $1,140,300 (+32.56%) Land $420,200 Building $720,100 |
| 2024 | $24,274.00 (+7.58%) | ||
| 2023 | $860,200 Land $312,600 Building $547,600 | $860,200 Land $312,600 Building $547,600 | |
| 2022 | $22,563.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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