Bergen County and Ramsey Borough property record for 57 Lakeside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,500 sqft · built 1970 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Oct 1992) |
| Tax Bill | $16,412 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05206-0000-00004 |
| Primary APN | 48-05206-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,500 sqft Living Area |
| 1st Floor Area | 2,500 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 12,502 sqft (0.287 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 57 LAKESIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.287AC |
| Legal Block | 5206 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 44201 |
57 Lakeside Dr is owned and occupied by two individuals who bought it in October 1992.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 57 LAKESIDE DR, RAMSEY, NJ 07446-2523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1992 · Amount on File |
| Deed Sale | Oct 1, 1992 · Amount on File |
| Deed Book / Page | 7551 / 492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 57 LAKESIDE DR, RAMSEY, NJ 07446-2523 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 57 LAKESIDE DR, RAMSEY, NJ 07446-2523 |
| Document Number | 0044060095 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 4406/95 |
| Instrument | 2021154244 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 57 Lakeside Dr was $16,412, down 1.4% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,100 (+3.01%) Land $443,100 Building $378,000 | $821,100 (+3.01%) Land $443,100 Building $378,000 | |
| 2025 | $16,412.00 (-1.42%) | $797,100 Land $418,100 Building $379,000 | $797,100 Land $418,100 Building $379,000 |
| 2024 | $16,649.00 | ||
| 2023 | $590,000 Land $310,900 Building $279,100 | $590,000 Land $310,900 Building $279,100 | |
| 2022 | $15,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 57 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 57 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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