31 Lakeside Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 31 Lakeside Dr, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details3,596 sqft · built 1952
Lot Size0.298 acres (12,981 sqft)
Owner2 Individual Names on File
Last Sale$785,000 (Jun 2003)
Tax Bill$21,455 (2025)
Flood ZoneZone X (minimal risk)
APN48-05206-0000-00001

Property Details

APN / Parcel Number

Primary APN48-05206-0000-00001
Alternative APN
  • 480520600001

Interior

Stories1 Story
Building Area3,596 sqft Living Area
1st Floor Area3,596 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area12,981 sqft (0.298 acres)
Lot Dimensions125 ft deep x 104 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address31 LAKESIDE DR
CityRAMSEY
StateNJ
Zip07446-2523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description0.298AC
Legal Block5206
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2008
Census Tract44201

Owner

31 Lakeside Dr is owned and occupied by two individuals who bought it in June 2003.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address31 LAKESIDE DR, RAMSEY, NJ 07446-2523
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 17, 2003 · Amount on File
Deed SaleJun 17, 2003 · Amount on File
Prior SaleJan 4, 1996 · Amount on File
Deed Book / Page8589 / 560
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 31 Lakeside Dr was $21,455, up 1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,072,700 (+2.95%) Land $444,700 Building $628,000$1,072,700 (+2.95%) Land $444,700 Building $628,000
2025$21,455.00 (+1.04%)$1,042,000 Land $419,700 Building $622,300$1,042,000 Land $419,700 Building $622,300
2024$21,235.00
2023$752,500 Land $312,300 Building $440,200$752,500 Land $312,300 Building $440,200
2022$19,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Lakeside Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims6 (1983–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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