Bergen County and Ramsey Borough property record for 40 Lakeside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,603 sqft · built 1955 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2021) |
| Tax Bill | $13,898 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-05207-0000-00022 |
| Primary APN | 48-05207-0000-00022 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,603 sqft Living Area |
| 1st Floor Area | 1,603 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 120 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 40 LAKESIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.275AC |
| Legal Subdivision | RAMSEY COUNTRY CLUB ESTATES SE |
| Legal Block | 5207 |
| Legal Lot Number | 22 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 44201 |
40 Lakeside Dr is owned and occupied by two individuals who acquired it in September 2021.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 14, 2024 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Oct 8, 2021 | Intrafamily Transfer, Transfer TITLEMARK PLLC, TITLEMARK LLC |
| Jun 23, 2021 | Executor's Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | Aug 23, 2001 · Amount on File |
| Deed Document Number | 2021100600 |
| Deed Book / Page | 4229 / 933 |
| Last Transfer Date | Sep 23, 2021 |
| Transfer Doc | 0044100785 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Number | 0051931512 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 5193/1512 |
| Instrument | 2024014023 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 8, 2021 |
| Property Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Number | 0044100785 |
| Book / Page | 4410 / 785 |
| Instrument Date | Sep 23, 2021 |
| Instrument | 2021155527 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | TITLEMARK PLLC, TITLEMARK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 23, 2021 |
| Property Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
| Document Number | 0042290933 |
| Book / Page | 4229 / 933 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021100600 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 621 CLARKSON AVE, 621, ELIZABETH, NJ 07202-2734 |
| Name | Verified Name |
|---|---|
| Address | 40 LAKESIDE DR, RAMSEY, NJ 07446-2524 |
The 2025 property tax bill for 40 Lakeside Dr was $13,898, up 7.1% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $702,400 (+4.06%) Land $441,300 Building $261,100 | $702,400 (+4.06%) Land $441,300 Building $261,100 | |
| 2025 | $13,898.00 (+7.06%) | $675,000 Land $416,300 Building $258,700 | $675,000 Land $416,300 Building $258,700 |
| 2024 | $12,981.00 | ||
| 2023 | $460,000 Land $309,400 Building $150,600 | $460,000 Land $309,400 Building $150,600 | |
| 2022 | $12,412.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Lakeside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 6 (1983–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Lakeside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures