48 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 48 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,130 sqft · built 2005
Lot Size	0.412 acres (17,947 sqft)
Owner	Individual Name on File
Last Sale	$68,000 (Oct 2021)
Tax Bill	$5,550 (2025)
Deeds & Mortgages	Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`18A 1 325`

Property Details

APN / Parcel Number

Primary APN	`18A 1 325`
Alternative APN	`8878`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	5,746 sqft
1st Floor Area	2,130 sqft
Basement Area	1,598 sqft
Finished Basement	1,086 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	17,947 sqft (0.412 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	270 sqft
Deck Area	156 sqft
Patio Area	360 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	8878
Street Address	48 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 854-283 ASHLAWN-1 LOT 325 17,927 SF
Legal Subdivision	LAEK MONTICELLO
Legal Block	32
Legal Lot Number	325
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

48 Jefferson Dr is owned and occupied by an individual who bought it in October 2021.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	48 JEFFERSON DR, PALMYRA, VA 22963-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2021 · Amount on File
Deed Sale	Oct 5, 2021 · Amount on File
Prior Sale	Nov 30, 2011 · Amount on File
Deed Document Number	20215028
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 5, 2021
Property Address	48 JEFFERSON DR, PALMYRA, VA 22963-2005
Document Number	0210005028
Map Reference	DB 96 PG 170
Instrument Date	Sep 20, 2021
Instrument	210005028
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 JEFFERSON DR, PALMYRA, VA 22963-2005

Tax Assessment & Valuation

The 2025 property tax bill for 48 Jefferson Dr was $5,550.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$735,190 (-) Land $130,500 Building $604,690	$735,190 (-) Land $130,500 Building $604,690
2025	$5,550.00	$735,190 Land $130,500 Building $604,690	$735,190 Land $130,500 Building $604,690
2023		$576,100 Land $130,500 Building $445,600	$576,100 Land $130,500 Building $445,600
2022	$4,862.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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