47 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 47 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 2003
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2024)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 1 392`

Property Details

APN / Parcel Number

Primary APN	`18A 1 392`
Alternative APN	`5642`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,196 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,329 sqft (0.306 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	192 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5642
Street Address	47 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 240002466 ASHLAWN-1 LOT 392 13,308 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	39
Legal Lot Number	392
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1000
Census Tract	20103

Owner

47 Jefferson Dr is owned and occupied by two individuals who bought it in September 2024.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 JEFFERSON DR, PALMYRA, VA 22963-2010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK
Aug 28, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN EQUITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2024 · Amount on File
Deed Sale	Sep 19, 2024 · Amount on File
Prior Sale	Apr 28, 2011 · Amount on File
Deed Document Number	20242466
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000005237
Record Updated	Sep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Oct 18, 2021
Property Address	47 JEFFERSON DR, PALMYRA, VA 22963-2010
Document Number	0210005237
Map Reference	DB 76 PG 206
Instrument Date	Oct 12, 2021
Instrument	210005237
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 JEFFERSON DR, PALMYRA, VA 22963-2010

Mortgage

Document Number	0210005238
Date	Oct 18, 2021
Instrument	210005238

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Aug 28, 2017
Property Address	47 JEFFERSON DR, PALMYRA, VA 22963-2010
Document Number	0001702769
Map Reference	PB 76 PG 206
Instrument Date	Aug 15, 2017
Instrument	1702769
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 JEFFERSON DR, PALMYRA, VA 22963-2010

Mortgage

Document Number	0001702770
Date	Aug 28, 2017
Instrument	1702770

Lender

Name	AMERICAN EQUITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 47 Jefferson Dr was $2,055.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$272,200 (-) Land $30,000 Building $242,200	$272,200 (-) Land $30,000 Building $242,200
2025	$2,055.00	$272,200 Land $30,000 Building $242,200	$272,200 Land $30,000 Building $242,200
2023		$168,300 Land $30,000 Building $138,300	$168,300 Land $30,000 Building $138,300
2022	$1,420.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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