41 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 41 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 2000
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$149,900 (Feb 2005)
Tax Bill$1,886 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 1 389

Property Details

APN / Parcel Number

Primary APN18A 1 389
Alternative APN
  • 557

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
Gross Area1,412 sqft
1st Floor Area1,196 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2008
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,979 sqft (0.275 acres)
TerrainRolling
PorchSlab
Porch Area96 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number557
Street Address41 JEFFERSON DR
CityPALMYRA
StateVA
Zip22963-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 618-396 ASHLAWN-1 LOT 389 12,000 SF
Legal SubdivisionASHLAWN LAKE MONTICELLO
Legal Block38
Legal Lot Number389
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group1
Census Block1000
Census Tract20103

Owner

41 Jefferson Dr is owned and occupied by two individuals who bought it in February 2005.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address41 JEFFERSON DR, PALMYRA, VA 22963-2010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2005 · Amount on File
Deed SaleFeb 11, 2005 · Amount on File
Deed Document Number2005919
Deed Book / Page618 / 396
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address41 JEFFERSON DR, PALMYRA, VA 22963-2010
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyALEXANDER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210003354
DateJul 8, 2021
Instrument210003354
Lender
NameNEWREZ LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 41 Jefferson Dr was $1,886.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$249,900 (-) Land $30,000 Building $219,900$249,900 (-) Land $30,000 Building $219,900
2025$1,886.00$249,900 Land $30,000 Building $219,900$249,900 Land $30,000 Building $219,900
2023$163,000 Land $30,000 Building $133,000$163,000 Land $30,000 Building $133,000
2022$1,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Jefferson Dr

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