46 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 46 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,312 sqft · built 1989
Lot Size	0.471 acres (20,517 sqft)
Owner	Company Name on Record
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 324`

Property Details

APN / Parcel Number

Primary APN	`18A 1 324`
Alternative APN	`2968`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	3,656 sqft
1st Floor Area	1,200 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,517 sqft (0.471 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	276 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2968
Street Address	46 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210003583 ASHLAWN-1 LOT 324 20,532 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	32
Legal Lot Number	324
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jul 22, 2021	Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE
Mar 15, 2021	Deed, Transfer
Sep 5, 2019	Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Sep 5, 2019	Deed, Transfer NOT AVAILABLE, AMROCK TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2021
Transfer Doc	0000003525
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Transaction Type	Mortgage
Record Updated	Dec 30, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210003526
Date	Jul 19, 2021
Instrument	210003526

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 22, 2021
Property Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Document Number	0210003583
Map Reference	FDB 76 PG 206
Instrument Date	Jul 12, 2021
Instrument	210003583
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 JEFFERSON DR, 46, PALMYRA, VA 22963-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 15, 2021
Property Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Document Number	0210001276
Map Reference	DB 76 PG 206
Instrument Date	Mar 5, 2021
Instrument	210001276
Transaction Type	Transfer
Record Updated	Dec 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 JEFFERSON DR, 46, PALMYRA, VA 22963-2005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 5, 2019
Property Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Document Number	0001902686
Map Reference	PB 76 PG 206
Instrument Date	Aug 29, 2019
Instrument	1902686
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOT AVAILABLE, AMROCK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005

Mortgage

Document Number	0001902687
Date	Sep 5, 2019
Instrument	1902687

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 5, 2019
Property Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005
Document Number	0001902688
Map Reference	PB 76 PG 206
Instrument Date	Aug 29, 2019
Instrument	1902688
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NOT AVAILABLE, AMROCK TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 JEFFERSON DR, PALMYRA, VA 22963-2005

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,100 (-) Land $170,000 Building $272,100	$442,100 (-) Land $170,000 Building $272,100
2025	$3,337.00 (+0.66%)	$442,100 (+16.13%) Land $170,000 Building $272,100	$442,100 (+16.13%) Land $170,000 Building $272,100
2024	$3,315.00 (+3.17%)
2023		$380,700 Land $170,000 Building $210,700	$380,700 Land $170,000 Building $210,700
2022	$3,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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