48 Grizzly St E, Freeport, FL 32439 Property Records

Walton County property record for 48 Grizzly St E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,269 sqft · built 2021
Lot Size	0.257 acres (11,201 sqft)
Owner	Individual Name on Record
Last Sale	$432,900 (May 2021)
Tax Bill	$3,350 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24300-000-0240`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24300-000-0240`
Alternative APN	`1002799`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,269 sqft Living Area
Gross Area	3,784 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	11,201 sqft (0.257 acres)
Lot Dimensions	14 ft deep x 8 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002799
Street Address	48 GRIZZLY ST E
City	FREEPORT
State	FL
Zip	32439-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BEAR CREEK COTTAGES PB 16-21 OR 2657-140 OR 2938-3574 OR 2975-2797 OR 3143-3499 OR 3199-998
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Lot Number	24
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 GRIZZLY ST E, FREEPORT, FL 32439-4684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 21, 2020	Warranty Deed, Transfer RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	May 21, 2020 · Amount on Record
Deed Document Number	20210025814
Deed Book / Page	3199 / 998
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 24, 2021
Property Address	48 GRIZZLY ST E, FREEPORT, FL 32439-4684
Document Number	0031990998
Book / Page	3199 / 998
Map Reference	MB 16 PG 21&21A
Instrument Date	May 21, 2021
Instrument	20210025814
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	RODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,030.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 DUCK POND RD, 125, GLEN COVE, NY 11542-3306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1788 PRINCE DR, LAWRENCEVILLE, GA 30043-6014

Mortgage

Document Number	0031991000
Date	May 24, 2021
Instrument	3199/1000

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 21, 2020
Property Address	48 GRIZZLY ST E, FREEPORT, FL 32439-4684
Document Number	0031433499
Book / Page	003143 / 003499
Instrument Date	May 21, 2020
Instrument	17347
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Tax	$186.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 DUCK POND RD GLEN COVE NY 115423306, GLEN COVE, NY 11542-3306

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$467,646 (+12.48%) Land $70,000 Building $397,646	$467,646 (+12.48%) Land $70,000 Building $397,646
2024	$3,350.00 (+3.94%)
2023	$3,223.00 (-9.92%) Homeowner's exemption	$415,760 (+1.32%) Land $50,000 Building $365,760	$415,760 (+1.32%) Land $50,000 Building $365,760
2022	$3,578.00	$410,329 Land $49,627 Building $360,702	$410,329 Land $49,627 Building $360,702

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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