25 Grizzly St E, Freeport, FL 32439 Property Records

Walton County property record for 25 Grizzly St E, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,412 sqft · built 2023
Lot Size	0.257 acres (11,203 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Sep 2023)
Tax Bill	$4,651 (2024)
Deeds & Mortgages	Dec 2022 Construction Loan Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24300-000-0060`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24300-000-0060`
Alternative APN	`1002781`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,412 sqft Living Area
Gross Area	3,284 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2023
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	11,203 sqft (0.257 acres)
Lot Dimensions	14 ft deep x 8 ft wide
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002781
Street Address	25 GRIZZLY ST E
City	FREEPORT
State	FL
Zip	32439-4685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BEAR CREEK COTTAGES PB 16-21 OR 2636-2973 OR 2637-4032 OR 3093-3496 OR 3303-1053
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Lot Number	6
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	25 GRIZZLY ST E, FREEPORT, FL 32439-4685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Deed of Trust, Mortgage · Construction Mortgage CAPITAL CITY BANK
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK
Dec 31, 2018	Warranty Deed, Transfer MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	20230034802
Deed Book / Page	3303 / 1053
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	25 GRIZZLY ST E, FREEPORT, FL 32439-4685
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 COBB PKWY S, MARIETTA, GA 30060-9234

Mortgage

Document Number	0032741700
Date	Dec 1, 2022
Book Page	3274/1700
Instrument	20220051633

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 2, 2023

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 27, 2023
Property Address	25 GRIZZLY ST E, FREEPORT, FL 32439-4685
Document Number	0033031053
Book / Page	3303 / 1053
Map Reference	MB 16 PG 21&21A
Instrument Date	Sep 21, 2023
Instrument	20230034802
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 COBB PKWY S, MARIETTA, GA 30060-9234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 GRIZZLY ST E, FREEPORT, FL 32439-4685

Mortgage

Document Number	0033031055
Date	Sep 27, 2023
Instrument	3303/1055

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 31, 2018
Property Address	25 GRIZZLY, FREEPORT, FL 32439
Document Number	0030933496
Book / Page	003093 / 003496
Instrument Date	Dec 28, 2018
Instrument	42857
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$210.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1127 COBB PKWY S MARIETTA GA 300609234, MARIETTA, GA 30060-9234

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$486,796 (+873.59%) Land $87,500 Building $399,296	$486,796 (+873.59%) Land $87,500 Building $399,296
2024	$4,651.00 (+1,296.7%)
2023	$333.00 (+0.91%)	$50,000 (+0.75%) Land $50,000	$50,000 (+0.75%) Land $50,000
2022	$330.00	$49,627 Land $49,627	$49,627 Land $49,627

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grizzly St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures