47 Grizzly St E, Freeport, FL 32439 Property Records

Walton County property record for 47 Grizzly St E, Freeport, FL 32439 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,715 sqft · built 2017
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$366,900 (Nov 2018)
Tax Bill	$4,388 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2S-19-24300-000-0040`

Property Details

APN / Parcel Number

Primary APN	`02-2S-19-24300-000-0040`
Alternative APN	`1002779`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,715 sqft Living Area
Gross Area	3,583 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,200 sqft (0.257 acres)
Lot Dimensions	14 ft deep x 8 ft wide
Garage Type	Finished
Garage Area	638 sqft
Porch	Porch
Porch Area	194 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1002779
Street Address	47 GRIZZLY ST E
City	FREEPORT
State	FL
Zip	32439-4685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BEAR CREEK COTTAGES PB 16-21 OR 3006-4170 OR 3089-4872
Legal Range	19W
Legal Township	02S
Legal Section	02
Legal Subdivision	BEAR CREEK
Legal Lot Number	4
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1053
Census Tract	950501

Owner

Source: Walton County records · APN 02-2S-19-24300-000-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	47 GRIZZLY ST E, FREEPORT, FL 32439-4685
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Jul 02, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Nov 09, 2018	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2018 · Amount on Record
Deed Sale	Nov 09, 2018 · Amount on Record
Prior Sale	Apr 12, 2016 · Amount on Record
Deed Document Number	2018000037832
Deed Book / Page	3089 / 4872
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 GRIZZLY ST E, FREEPORT, FL 32439-4685
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 GRIZZLY ST E, FREEPORT, FL 32439-4685

Mortgage

Document Number	0031800072
Date	Jan 25, 2021
Book Page	3180/72
Instrument	20210003493

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	47 GRIZZLY ST E, FREEPORT, FL 32439-4685
Document Number	0031110367
Instrument Date	Jul 02, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	RODGERS-KIEFER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 GRIZZLY ST E FREEPORT FL 324394685, FREEPORT, FL 32439-4685

Mortgage

Document Number	0031110367
Date	Jul 09, 2019
Book Page	003111/000367
Instrument	22820

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 08, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 09, 2018
Property Address	47 GRIZZLY ST E, FREEPORT, FL 32439-4685
Document Number	0030894872
Book / Page	003089 / 004872
Instrument Date	Nov 07, 2018
Instrument	37832
Transaction Type	Transfer
Record Updated	Nov 30, 2018
Title Company	RODGERS-KIEFER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,568.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	47 GRIZZLY ST E FREEPORT FL 324394685, FREEPORT, FL 32439-4685

Mortgage

Document Number	30894874
Date	Nov 09, 2018
Book Page	003089/004874
Instrument	37833

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2048

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$513,309 (+10.98%) Land $70,000 Building $443,309	$513,309 (+10.98%) Land $70,000 Building $443,309
2024	$4,388.00 (+12.43%)
2023	$3,903.00 (+2.58%)	$462,511 (+1.34%) Land $50,000 Building $412,511	$462,511 (+1.34%) Land $50,000 Building $412,511
2022	$3,805.00	$456,411 Land $49,627 Building $406,784	$456,411 Land $49,627 Building $406,784

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	76 (1978–2023)
Claims Outside the SFHA	18 of 76
Most Recent Claim	Jul 2023, other causes
Claims By Storm	Hurricane Sally, Sep 2020 · 10 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	About 1 in 505 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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