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31 Grizzly St E, Freeport, FL 32439 Property Records

Walton County property record for 31 Grizzly St E, Freeport, FL 32439 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,195 sqft · built 2017
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on File
Last Sale$369,900 (Mar 2020)
Tax Bill$3,197 (2025)
Deeds & MortgagesDec 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2S-19-24300-000-0050

Property Details

APN / Parcel Number

Primary APN02-2S-19-24300-000-0050
Alternative APNs
  • 02-219-24300-000-0050
  • 1002780

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,195 sqft Living Area
Gross Area3,097 sqft
1st Floor Area2,195 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area11,200 sqft (0.257 acres)
Lot Dimensions140 ft deep x 80 ft wide
Garage TypeAttached
Garage Area524 sqft
PorchFinished/Open Porch
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address31 GRIZZLY ST E
CityFREEPORT
StateFL
Zip32439-4685
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BEAR CREEK COTTAGES PB 16-21 OR 3006-4170 OR 3135-2998 OR 3230-1795
Legal Range19W
Legal Township02S
Legal Section02
Legal SubdivisionBEAR CREEK COTTAGES
Legal Lot Number5
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1053
Census Tract950501

Owner

Source: Walton County records · APN 02-2S-19-24300-000-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address31 GRIZZLY ST E, FREEPORT, FL 32439-4685
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Mar 05, 2020Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2020 · Amount on Record
Deed SaleMar 05, 2020 · Amount on Record
Prior SaleJul 01, 2016 · Amount on Record
Deed Document Number20208234
Deed Book / Page3135 / 2998
Last Transfer DateDec 15, 2021
Transfer Doc0032301795
Record UpdatedJun 08, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateDec 20, 2021
Property Address31 GRIZZLY ST E, FREEPORT, FL 32439-4685
Document Number0032301795
Book / Page3230 / 1795
Map ReferenceMB 16 PG 21
Instrument DateDec 15, 2021
Instrument20210062642
Transaction TypeTransfer
Record UpdatedJan 07, 2022
Title CompanyRODGERS-KIEFER TITLE, RODGERS KIEFER TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 GRIZZLY ST E, FREEPORT, FL 32439-4685

Mortgage

Document Number0032301797
DateDec 20, 2021
Instrument3230/1797
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 05, 2020
Property Address31 GRIZZLY ST E, FREEPORT, FL 32439-4685
Document Number0031352998
Book / Page3135 / 2998
Map ReferenceMB 16 PG 21
Instrument DateMar 05, 2020
Instrument20200008234
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyRODGERS KIEFER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,589.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1316 MADISON AVE, 1316, NEW YORK, NY 10128-1303

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 GRIZZLY ST E, FREEPORT, FL 32439-4685

Mortgage

Document Number0031353000
DateMar 05, 2020
Instrument3135/3000
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,197.00 (+1.72%) Homeowner's exemption$416,288 (+6.3%)$437,454 (+11.71%) Land $70,000 Building $367,454
2024$3,143.00 (+4%)
2023$3,022.00 (-1.14%) Homeowner's exemption$391,608 (+1.32%) Land $50,000 Building $341,608$391,608 (+1.32%) Land $50,000 Building $341,608
2022$3,057.00 Homeowner's exemption$386,505 Land $49,627 Building $336,878$386,505 Land $49,627 Building $336,878

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319505011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 58 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims76 (1978–2023)
Claims Outside the SFHA18 of 76
Most Recent ClaimJul 2023, other causes
Claims By Storm
  • Hurricane Sally, Sep 2020 · 10 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 26 claims
  • Severe Storms And Flooding (tropical Storm Alberto), Jul 1994 · 10 claims

Wildfire

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire LikelihoodAbout 1 in 505 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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