48 Garfield Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 48 Garfield Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,846 sqft · built 1960
Lot Size	0.352 acres (15,333 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2022)
Tax Bill	$11,996 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02523-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`14-02523-0000-00011`
Alternative APNs	`1400591E00011` `140252300011`

Interior

Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Lot Area	15,333 sqft (0.352 acres)

Location & Zoning

Old Parcel Number	1400591E00011
Street Address	48 GARFIELD RD
City	WAYNE
State	NJ
Zip	07470-6427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	2523
Legal Lot Number	11
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246201

Owner

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 GARFIELD RD, WAYNE, NJ 07470-6427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 14, 2022 · Amount on Record
Deed Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	202244715
Deed Book / Page	4392 / 143
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 14, 2022
Property Address	48 GARFIELD RD, WAYNE, NJ 07470-6427
Document Number	0000044715
Book / Page	D4392 / 143
Instrument Date	Aug 24, 2022
Instrument	2022044715
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,844.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13473 BUDWORTH CIR, 13473, ORLANDO, FL 32832-6111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 GARFIELD RD, WAYNE, NJ 07470-6427

Mortgage

Document Number	0000044716
Date	Sep 14, 2022
Instrument	2022044716

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $106,200 Building $93,800	$200,000 (-) Land $106,200 Building $93,800
2025	$11,996.00 (+0.87%)	$200,000 (-) Land $106,200 Building $93,800	$200,000 (-) Land $106,200 Building $93,800
2024	$11,892.00 (+5.16%)
2023		$200,000 Land $106,200 Building $93,800	$200,000 Land $106,200 Building $93,800
2022	$11,308.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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