44 Garfield Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 44 Garfield Rd, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details3,636 sqft · built 1960
Lot Size0.362 acres (15,769 sqft)
Owner2 Individual Names on Record
Tax Bill$20,891 (2025)
Deeds & MortgagesAug 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN14-02523-0000-00010

Property Details

APN / Parcel Number

Primary APN14-02523-0000-00010
Alternative APNs
  • 1400591E00010
  • 140252300010

Interior

Building Area3,636 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleColonial
Lot Area15,769 sqft (0.362 acres)

Location & Zoning

Old Parcel Number1400591E00010
Street Address44 GARFIELD RD
CityWAYNE
StateNJ
Zip07470-6427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-B
Legal SubdivisionLITTLE FALLS
Legal Block2523
Legal Lot Number10
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2005
Census Tract246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address44 GARFIELD RD, WAYNE, NJ 07470-6427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 19, 1999
Transfer Doc0000054938
Record UpdatedSep 20, 2026

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPASSAIC NJ
Property Address44 GARFIELD RD, WAYNE, NJ 07470-6427
Document Number0000040200
Instrument DateAug 3, 2018
Transaction TypeMortgage
Record UpdatedOct 2, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 GARFIELD RD WAYNE NJ 074706427, WAYNE, NJ 07470-6427

Mortgage

Document Number0000040200
DateSep 5, 2018
Book Page000735/002018
Instrument40200
Lender
NameUS BK NA SERIES 2005-11 (CT)
AddressSAINT PAUL, MN 55107
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueSep 4, 2035

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,300 (-) Land $106,600 Building $241,700$348,300 (-) Land $106,600 Building $241,700
2025$20,891.00 (+0.88%)$348,300 (-) Land $106,600 Building $241,700$348,300 (-) Land $106,600 Building $241,700
2024$20,709.00 (+5.16%)
2023$348,300 Land $106,600 Building $241,700$348,300 Land $106,600 Building $241,700
2022$19,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1978–2011)
Claims Outside the SFHA6 of 8
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

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