31 Garfield Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 31 Garfield Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,775 sqft · built 1960
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (Nov 2025)
Tax Bill	$12,662 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-02526-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`14-02526-0000-00017`
Alternative APNs	`1400591F00017` `140252600017`

Interior

Building Area	1,775 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Lot Area	14,985 sqft (0.344 acres)

Location & Zoning

Old Parcel Number	1400591F00017
Street Address	31 GARFIELD RD
City	WAYNE
State	NJ
Zip	07470-6450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SHEFFIELD HILLS 3RD SEC
Legal Block	2526
Legal Lot Number	17
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2006
Census Tract	246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 GARFIELD RD, WAYNE, NJ 07470-6450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed, Transfer · Conventional Mortgage LUMINATE BANK
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2025 · Amount on Record
Deed Sale	Nov 24, 2025 · Amount on Record
Prior Sale	Feb 10, 1998 · Amount on Record
Deed Document Number	202540006
Deed Book / Page	5006 / 272
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 24, 2025
Property Address	31 GARFIELD RD, WAYNE, NJ 07470-6450
Document Number	0000040006
Book / Page	D5006 / 272
Instrument Date	Nov 12, 2025
Instrument	2025040006
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 BOLTON ROAD, WAYNE, NJ 07470-5944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GARFIELD RD, WAYNE, NJ 07470-6450

Mortgage

Document Number	0000040007
Date	Nov 24, 2025
Instrument	2025040007

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	31 GARFIELD RD, WAYNE, NJ 07470-6450
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011679
Date	Mar 12, 2018
Book Page	M14934/0017
Instrument	2018011679

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,100 (-) Land $105,800 Building $105,300	$211,100 (-) Land $105,800 Building $105,300
2025	$12,662.00 (+2.93%) Veteran's exemption	$211,100 (-) Land $105,800 Building $105,300	$211,100 (-) Land $105,800 Building $105,300
2024	$12,302.00 (+5.28%)
2023		$211,100 Land $105,800 Building $105,300	$211,100 Land $105,800 Building $105,300
2022	$11,685.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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