Passaic County and Wayne Township property record for 43 Garfield Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,843 sqft · built 1960 |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Oct 2008) |
| Tax Bill | $11,096 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02526-0000-00014 |
| Primary APN | 14-02526-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,843 sqft Living Area |
|---|
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Level |
| Lot Area | 16,771 sqft (0.385 acres) |
| Old Parcel Number | 1400591F00014 |
|---|---|
| Street Address | 43 GARFIELD RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SHEFFIELD HILLS |
| Legal Block | 2526 |
| Legal Lot Number | 14 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 246201 |
43 Garfield Rd is owned and occupied by two individuals who bought it in October 2008.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43 GARFIELD RD, WAYNE, NJ 07470-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2008 · Amount on File |
| Deed Sale | Oct 2, 2008 · Amount on File |
| Deed Document Number | 200856892 |
| Deed Book / Page | 1675 / 135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 43 GARFIELD RD, WAYNE, NJ 07470-6450 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008919 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | M17800/114 |
| Instrument | 2022008919 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2025 property tax bill for 43 Garfield Rd was $11,096, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,000 (-) Land $107,600 Building $77,400 | $185,000 (-) Land $107,600 Building $77,400 | |
| 2025 | $11,096.00 (+0.87%) | $185,000 Land $107,600 Building $77,400 | $185,000 Land $107,600 Building $77,400 |
| 2024 | $11,000.00 | ||
| 2023 | $184,300 Land $107,600 Building $76,700 | $184,300 Land $107,600 Building $76,700 | |
| 2022 | $10,420.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43 Garfield Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43 Garfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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