56 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 56 Echo Ridge Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5,857 sqft · built 2015
Lot Size	0.93 acres (40,511 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (May 2013)
Tax Bill	$39,106 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00916-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`63-00916-0000-00014`
Alternative APNs	`630091600014` `093400`

Interior

Stories	2 Stories
Building Area	5,857 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	40,511 sqft (0.93 acres)

Location & Zoning

Account Number	093400
Street Address	56 ECHO RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.930 AC
Legal Subdivision	JEFFERSON HOMES INC SEC 3
Legal Block	916
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1009
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00916-0000-00014

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	56 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2013 · Amount on Record
Deed Sale	May 14, 2013 · Amount on Record
Prior Sale	Dec 23, 1993 · Amount on Record
Deed Document Number	201352494
Deed Book / Page	1388 / 630
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	56 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027231796
Date	Sep 15, 2017
Book Page	02723/1796
Instrument	17-069242

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,509,900 (-) Land $357,200 Building $1,152,700	$1,509,900 (-) Land $357,200 Building $1,152,700
2025	$39,106.00 (+1.73%)	$1,509,900 (-) Land $357,200 Building $1,152,700	$1,509,900 (-) Land $357,200 Building $1,152,700
2024	$38,442.00 (+2.95%)
2023		$1,509,900 Land $357,200 Building $1,152,700	$1,509,900 Land $357,200 Building $1,152,700
2022	$37,339.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 7 of 7 on primary residences

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.