Anne Arundel County property record for 41 E Lake Dr, Annapolis, MD 21403 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,236 sqft · built 1922 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,100,000 (Oct 2005) |
| Tax Bill | $9,631 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2025 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-047-05134700 |
| Primary APN | 02-047-05134700 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,236 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| View / Lot | Waterfront |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 432 sqft |
| Deck Area | 584 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 04705134700 |
|---|---|
| Street Address | 41 E LAKE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-4412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 39 40 SC 3 BAY RIDGE |
| Legal Subdivision | BAY RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-047-05134700
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BK |
| Dec 02, 2025 | Intrafamily Transfer, Transfer |
| Dec 07, 2021 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK |
| Jan 03, 2018 | Deed of Trust, Mortgage M&T BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2005 · Amount on Record |
| Deed Sale | Oct 12, 2005 · Amount on Record |
| Deed Document Number | 200515027 |
| Deed Book / Page | 16965 / 771 |
| Last Transfer Date | Nov 21, 2025 |
| Transfer Doc | 0418730386 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 30, 2026 |
| Property Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 4230000178 |
| Book / Page | 42305 / 178 |
| Instrument Date | Apr 21, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 4230000178, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 42305/178 |
| Name | ATLANTIC UNION BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 02, 2025 |
| Property Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0418730386 |
| Book / Page | 41873 / 386 |
| Map Reference | MB 3 PG 44 |
| Instrument Date | Nov 21, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0380360177 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 38036/177 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0378040096 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 37804/96 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 41 E LAKE DR, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0317780108 |
| Book / Page | 031778 / 000108 |
| Instrument Date | Jan 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2018 |
| Name | Verified Name |
|---|---|
| Address | 41 E LAKE DR ANNAPOLIS MD 214034412, ANNAPOLIS, MD 21403-4412 |
| Document Number | 0317780108 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 031778/000108 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Amount | Amount Recorded |
|---|
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,631.00 (+2.37%) Homeowner's exemption | $941,500 (+20.44%) | $1,021,400 (+30.66%) Land $857,200 Building $164,200 |
| 2024 | $9,408.00 (+23.03%) | ||
| 2023 | $7,647.00 Homeowner's exemption | $781,700 Land $650,500 Building $131,200 | $781,700 Land $650,500 Building $131,200 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037026024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 64 individual NFIP policies nearby |
| Nearby Flood Policies | 64 in force |
| Nearby Flood Claims | 7 (2003–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 117 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fiber | 980 / 880 |
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