Erie County and Buffalo City property record for 48 Clay St, Buffalo, NY 14207
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 4 bd · 1.5 ba · 1,748 sqft · built 1877 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $693 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 140200 88.26-2-22 |
| Primary APN | 140200 88.26-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,748 sqft Total Area |
| 1st Floor Area | 1,049 sqft |
| 2nd Floor Area | 699 sqft |
| Year Built | Built 1877 |
|---|---|
| Effective Year Built | Effective 1877 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 110 ft deep x 30 ft wide |
| Porch | Slab |
| Porch Area | 114 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05496000 |
|---|---|
| Street Address | 48 CLAY ST |
| City | BUFFALO |
| State | NY |
| Zip | 14207-2818 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | N-2R |
| Legal Description | 453.5O N MILITARY |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | BUFFALO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5500 |
48 Clay St, a residential property, is owned and occupied by an individual who acquired it in June 2009.
Source: Erie County and Buffalo City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 CLAY ST, BUFFALO, NY 14207-2818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 10, 2009 |
| Transfer Doc | 0111636669 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 48 Clay St was $693 with exemptions applied, down 63% from the year before.
Source: Erie County and Buffalo City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Buffalo City |
| Unified School District | Buffalo City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $693.00 (-62.98%) Homeowner's exemption Veteran's exemption | ||
| 2025 | $1,872.00 (+40.44%) | $260,000 (+16%) Land $8,000 Building $252,000 | $260,000 (+59.9%) Land $8,000 Building $252,000 |
| 2024 | $1,333.00 (+234.92%) Homeowner's exemption Veteran's exemption | $100,000 (-) Land $3,900 Building $96,100 | $162,602 (+13.82%) Land $6,341 Building $156,261 |
| 2023 | $398.00 Homeowner's exemption Veteran's exemption | $100,000 Land $3,900 Building $96,100 | $142,857 Land $5,571 Building $137,286 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 48 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Greenlight Networks.
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