47 Clay St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 47 Clay St, Buffalo, NY 14207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,470 sqft · built 1880
Lot Size	0.071 acres (3,080 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (May 2022)
Tax Bill	$568 (2026)
Deeds & Mortgages	Jun 2022 Transfer May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 88.26-3-26`

Property Details

APN / Parcel Number

Primary APN	`140200 88.26-3-26`
Alternative APNs	`02000882600003026000` `05492800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	840 sqft
Upper Floors Area	630 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	110 ft deep x 28 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	95 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05492800
Street Address	47 CLAY ST
City	BUFFALO
State	NY
Zip	14207-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	353.5O N MILITARY
Legal Subdivision	PARISH TRACT
Legal Block	3
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3004
Census Tract	5500

Owner

47 Clay St is owned and occupied by two individuals who acquired it in June 2022.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	47 CLAY ST, BUFFALO, NY 14207-2817
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Intrafamily Transfer, Transfer
May 25, 2022	Warranty Deed, Transfer · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2022 · Amount on File
Deed Sale	May 25, 2022 · Amount on File
Prior Sale	Oct 24, 2006 · Amount on File
Deed Document Number	2022102518
Deed Book / Page	11402 / 1815
Last Transfer Date	Jun 16, 2022
Transfer Doc	0114034272
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ERIE NY
Recording Date	Jun 17, 2022
Property Address	47 CLAY ST, BUFFALO, NY 14207-2817
Document Number	0114034272
Book / Page	11403 / 4272
Instrument Date	Jun 16, 2022
Instrument	2022117259
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 CLAY ST, 47, BUFFALO, NY 14207-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 CLAY ST, BUFFALO, NY 14207-2817

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 25, 2022
Property Address	47 CLAY ST, BUFFALO, NY 14207-2817
Document Number	0114021815
Book / Page	11402 / 1815
Instrument Date	Apr 26, 2022
Instrument	2022102518
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$676.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3645 MARLOWE AVE, 3645, BUFFALO, NY 14219-2410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 LAIRD AVE, BUFFALO, NY 14207-1559

Mortgage

Document Number	0140538011
Date	May 25, 2022
Book Page	14053/8011
Instrument	2022102519

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 47 Clay St was $568, down 61.6% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$568.00 (-61.6%)
2025	$1,479.00 (+42.35%)	$172,000 (+168.75%) Land $8,000 Building $164,000	$172,000 (+65.28%) Land $8,000 Building $164,000
2024	$1,039.00 (+212.95%)	$64,000 (-) Land $4,000 Building $60,000	$104,065 (+13.82%) Land $6,504 Building $97,561
2023	$332.00	$64,000 Land $4,000 Building $60,000	$91,429 Land $5,714 Building $85,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 47 Clay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 47 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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