49 Clay St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 49 Clay St, Buffalo, NY 14207

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 1,760 sqft · built 1880
Lot Size	0.081 acres (3,520 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Jul 2023)
Tax Bill	$627 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140200 88.26-3-27`

Property Details

APN / Parcel Number

Primary APN	`140200 88.26-3-27`
Alternative APNs	`02000882600003027000` `05492900`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	880 sqft
2nd Floor Area	880 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,520 sqft (0.081 acres)
Lot Dimensions	110 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05492900
Street Address	49 CLAY ST
City	BUFFALO
State	NY
Zip	14207-2817
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	N-2R
Legal Description	381.5O N MILITARY
Legal Subdivision	FURTHER DISTINGUISHED AS SUBDIVISION
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3004
Census Tract	5500

Owner

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	49 CLAY ST, BUFFALO, NY 14207-2817
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2023 · Amount on Record
Deed Sale	Jul 13, 2023 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2023119098
Deed Book / Page	11419 / 3414
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 13, 2023
Property Address	49 CLAY ST, BUFFALO, NY 14207-2817
Document Number	0114193414
Book / Page	11419 / 3414
Instrument Date	May 31, 2023
Instrument	2023119098
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6865 FOREST PARK DRIVE, ONTERIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 ARKANSAS ST, BUFFALO, NY 14213-1743

Mortgage

Document Number	0140968410
Date	Jul 13, 2023
Instrument	14096/8410

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$627.00 (-60.29%)
2025	$1,579.00 (+59.49%)	$190,000 (+211.48%) Land $9,000 Building $181,000	$190,000 (+91.56%) Land $9,000 Building $181,000
2024	$990.00 (+212.3%)	$61,000 (-) Land $4,000 Building $57,000	$99,187 (+13.82%) Land $6,504 Building $92,683
2023	$317.00	$61,000 (-) Land $4,000 Building $57,000	$87,143 (+11.44%) Land $5,714 Building $81,429
2022		$61,000 Land $4,000 Building $57,000	$78,200 Land $5,128 Building $73,072

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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