39 Clay St, Buffalo, NY 14207 Property Records

Erie County and Buffalo City property record for 39 Clay St, Buffalo, NY 14207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,296 sqft · built 1880
Lot Size	0.076 acres (3,300 sqft)
Owner	2 Individual Names on File
Last Sale	$126,000 (Jun 2021)
Tax Bill	$1,401 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`140200 88.26-3-24`

Property Details

APN / Parcel Number

Primary APN	`140200 88.26-3-24`
Alternative APNs	`02000882600003024000` `05492600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	944 sqft
Upper Floors Area	352 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,300 sqft (0.076 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	05492600
Street Address	39 CLAY ST
City	BUFFALO
State	NY
Zip	14207-2817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-2R
Legal Description	293.5O N MILITARY
Legal Subdivision	PARISH TRACT
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	3
Census Block	3004
Census Tract	5500

Owner

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 CLAY ST, BUFFALO, NY 14207-2817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage BUFFALO URBAN RENEWAL AGENCY
Jun 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Oct 2, 2007 · Amount on Record
Deed Document Number	2021119293
Deed Book / Page	11382 / 787
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	39 CLAY ST, BUFFALO, NY 14207-2817
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLAY ST, BUFFALO, NY 14207-2817

Mortgage

Document Number	0139954808
Date	May 17, 2021
Book Page	13995/4808
Instrument	2021094336

Lender

Name	BUFFALO URBAN RENEWAL AGENCY
Type	Government Agency
Address	BUFFALO, NY 14202

Agreement

Amount	Amount Recorded
Term	48 Months
Due	May 21, 2025

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jun 21, 2021
Property Address	39 CLAY ST, BUFFALO, NY 14207-2817
Document Number	0113820787
Book / Page	11382 / 787
Instrument Date	May 30, 2021
Instrument	2021119293
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	39 CLAY ST, 39, BUFFALO, NY 14207-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	253 INGLETON BLVD, TORONTO XX

Tax Assessment & Valuation

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,401.00 (+51.46%)	$166,000 (+191.23%) Land $8,000 Building $158,000	$166,000 (+79.11%) Land $8,000 Building $158,000
2024	$925.00 (+212.5%) Homeowner's exemption	$57,000 (-) Land $3,800 Building $53,200	$92,683 (+13.82%) Land $6,179 Building $86,504
2023	$296.00 Homeowner's exemption	$57,000 Land $3,800 Building $53,200	$81,429 Land $5,429 Building $76,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Greenlight Networks Holding.

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