48 Benedict Pl, Pelham, NY 10803 Property Records

Westchester County and Pelham Town property record for 48 Benedict Pl, Pelham, NY 10803

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,590 sqft · built 1916
Lot Size	0.235 acres (10,254 sqft)
Owner	2 Individual Names on File
Last Sale	$1,600,000 (Jun 2023)
Tax Bill	$46,278 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554403 163.44-1-68`

Property Details

APN / Parcel Number

Primary APN	`554403 163.44-1-68`
Alternative APNs	`440316304400010680000000` `01099000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,590 sqft Living Area
1st Floor Area	1,507 sqft
2nd Floor Area	1,427 sqft
Upper Floors Area	656 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	10,254 sqft (0.235 acres)
Lot Dimensions	100 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01099000
Street Address	48 BENEDICT PL
City	PELHAM
State	NY
Zip	10803-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA2
Legal Subdivision	PELHAMWOOD
Legal Block	1
Legal Lot Number	68.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	PELHAM
Census Block Group	3
Census Block	3008
Census Tract	5300

Owner

48 Benedict Pl is owned and occupied by two individuals who bought it in June 2023.

Source: Westchester County and Pelham Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 BENEDICT PL, PELHAM, NY 10803-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage UBS BANK USA
Oct 10, 2019	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2023 · Amount on File
Deed Sale	Jun 8, 2023 · Amount on File
Prior Sale	Jul 30, 2014 · Amount on File
Deed Document Number	20233243
Record Updated	Oct 29, 2026

June 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 8, 2023
Property Address	48 BENEDICT PL, PELHAM, NY 10803-1701
Document Number	0631513243
Instrument Date	Jun 1, 2023
Instrument	631513243
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48 BENEDICT PL, PELHAM, NY 10803-1701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BENEDICT PL, PELHAM, NY 10803-1701

Mortgage

Document Number	0631583423
Date	Jun 8, 2023
Instrument	631583423

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	Other
Margin	3
Max Rate	15.1%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 10, 2019
Property Address	48 BENEDICT PL, PELHAM, NY 10803-1701
Document Number	0592703230
Book / Page	059270 / 003230
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	ZENITH ABSTRACT COMPANY INC, ZENITH ABSTRACT CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16360 JACKSON OAKS DR MORGAN HILL CA 950376843, MORGAN HILL, CA 95037-6843

Mortgage

Document Number	592813352
Date	Oct 10, 2019
Book Page	059281/003352

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 48 Benedict Pl was $46,278, down 22.8% from the year before.

Source: Westchester County and Pelham Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Pelham Town
Municipality	Pelham Village
Unified School District	Pelham Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$46,278.00 (-22.82%)
2025	$59,959.00	$1,820,000 (+5.2%) Land $406,000 Building $1,414,000	$1,820,000 (+5.2%) Land $406,000 Building $1,414,000
2024		$1,730,000 (+11.54%) Land $406,000 Building $1,324,000	$1,730,000 (+11.54%) Land $406,000 Building $1,324,000
2023		$1,551,000 (+9.03%) Land $270,500 Building $1,280,500	$1,551,000 (+9.03%) Land $270,500 Building $1,280,500
2022		$1,422,500 Land $270,500 Building $1,152,000	$1,422,500 Land $270,500 Building $1,152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Benedict Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	18 (1978–2023)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Benedict Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-1 private · serves 146,732 people · EPA ID NY5903444
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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