48 3rd St, Penrose, CO 81240 Property Records

Fremont County property record for 48 3rd St, Penrose, CO 81240

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,132 sqft · built 1971
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Tax Bill	$1,142 (2025)
Deeds & Mortgages	May 2022 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R027931`

Property Details

APN / Parcel Number

Primary APN	`R027931`
Alternative APN	`98204059`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
1st Floor Area	2,132 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,628 sqft (1.3 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Patio Area	340 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R027931
Street Address	48 3RD ST
City	PENROSE
State	CO
Zip	81240-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 HICKS SUB FIL #2 REF 690-79-202
Legal Subdivision	HICKS SUB
Legal Lot Number	1
Jurisdiction	FREMONT CO
Township / Civil Division	PENROSE-PORTLAND
Census Block Group	2
Census Block	2010
Census Tract	978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 3RD ST, PENROSE, CO 81240-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Apr 30, 2019	Grant Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 2, 2008
Transfer Doc	0000852068
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	48 3RD ST, PENROSE, CO 81240-9105
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0001016227
Date	May 11, 2022
Instrument	1016227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	48 3RD ST, PENROSE, CO 81240-9105
Document Number	0000983690
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 3RD ST PENROSE CO 812409105, PENROSE, CO 81240-9105

Mortgage

Document Number	0000983690
Date	Mar 11, 2020
Instrument	983690

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	Apr 30, 2019
Property Address	48 3RD ST, PENROSE, CO 81240-9105
Document Number	0000973176
Instrument Date	Apr 29, 2019
Instrument	973176
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$22.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 3RD ST PENROSE CO 812409105, PENROSE, CO 81240-9105

Mortgage

Document Number	973177
Date	Apr 30, 2019
Instrument	973177

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,142.00 (+32.95%)	$21,597 (-3.53%)	$345,553 (+3.41%)
2024	$859.00 (+1.66%)	$22,388 (+21.89%)
2023	$845.00 (+8.61%)	$18,368 (+4.22%)	$334,146 (+31.76%)
2022	$778.00	$17,625	$253,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENROSE WD serves 3,149 people · EPA ID CO0122700
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T.

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