40 3rd St, Penrose, CO 81240 Property Records

Fremont County property record for 40 3rd St, Penrose, CO 81240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1996
Lot Size	10 acres (435,600 sqft)
Owner	Individual on Record
Tax Bill	$1,087 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R028307`

Property Details

APN / Parcel Number

Primary APN	`R028307`
Alternative APN	`98304237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Modular
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Galvanized Metal
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Deck Area	Deck Area
Patio Area	174 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R028307
Street Address	40 3RD ST
City	PENROSE
State	CO
Zip	81240-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR-9 SEC 31-18-68 BEAVER PARK PLAT #1 AFFIDAVIT OF REAL PROPERTY RECORDED 6/17/2020 #986851 REF FROM 982-04-250
Legal Range	68
Legal Township	18
Legal Section	31
Legal Subdivision	BEAVER PARK PLAT #1
Legal Tract	9
Legal Lot Number	9
Jurisdiction	FREMONT CO
Township / Civil Division	PENROSE-PORTLAND
Census Block Group	2
Census Block	2010
Census Tract	978100

Owner

Source: Fremont County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	40 3RD ST, PENROSE, CO 81240-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Jul 15, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Nov 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 12, 2014
Transfer Doc	0000916339
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	40 3RD ST, PENROSE, CO 81240-9105
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0001035296
Date	Mar 26, 2024
Instrument	1035296

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jul 15, 2020
Property Address	40 3RD ST, PENROSE, CO 81240-9105
Document Number	0000987976
Instrument Date	Jul 10, 2020
Instrument	987976
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0000987977
Date	Jul 15, 2020
Instrument	987977

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	40 3RD ST, PENROSE, CO 81240-9105
Document Number	0000956806
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 8TH ST PENROSE CO 812409351, PENROSE, CO 81240-9351

Mortgage

Document Number	0000956806
Date	Dec 5, 2017
Instrument	956806

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	CANON CITY, CO 81212

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,087.00 (+32.24%)	$14,608 (-8.22%)	$233,724 (-1.62%)
2024	$822.00 (+1.73%)	$15,917 (+3.36%)
2023	$808.00 (+0.62%)	$15,399 (+39.69%)	$237,563 (+49.77%)
2022	$803.00	$11,024	$158,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 67% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENROSE WD serves 3,149 people · EPA ID CO0122700
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T.

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