45 3rd St, Penrose, CO 81240 Property Records

Fremont County property record for 45 3rd St, Penrose, CO 81240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,123 sqft · built 1932
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Tax Bill	$1,313 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R022953`

Property Details

APN / Parcel Number

Primary APN	`R022953`
Alternative APN	`69079370`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,123 sqft Living Area
1st Floor Area	1,123 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1950
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	221,285 sqft (5.08 acres)
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	141 sqft
Patio Area	525 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Account Number	R022953
Street Address	45 3RD ST
City	PENROSE
State	CO
Zip	81240-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W2 TR-57 SEC 30-18-68 BEAVER PARK PLAT #2
Legal Range	68
Legal Township	18
Legal Section	30
Legal Subdivision	BEAVER PARK PLAT #2
Legal Tract	57
Jurisdiction	FREMONT CO
Township / Civil Division	PENROSE-PORTLAND
Census Block Group	1
Census Block	1049
Census Tract	978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 3RD ST, PENROSE, CO 81240-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit ENT CU
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 21, 2019	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 28, 2017	Warranty Deed, Transfer · Construction Mortgage DAVID L & SALLY A STROM
Dec 28, 2017	Grant Deed, Transfer UNIFIED TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2008
Transfer Doc	0000847497
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001050042
Date	Oct 22, 2025
Instrument	1050042

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0001009426
Date	Nov 18, 2021
Instrument	1009426

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000998244
Date	Mar 16, 2021
Instrument	998244

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jan 21, 2019
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Document Number	0000969950
Instrument Date	Jan 18, 2019
Instrument	969950
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	EMPIRE TITLE COLORADO SPRING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0000969951
Date	Jan 21, 2019
Instrument	969951

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Dec 28, 2017
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Document Number	0000957591
Instrument Date	Dec 28, 2017
Instrument	957591
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3279 CRAWFORD DR CANON CITY CO 812129372, CANON CITY, CO 81212-9372

Mortgage

Document Number	957592
Date	Dec 28, 2017
Instrument	957592

Lender

Name	DAVID L & SALLY A STROM
Address	725 MACKENZIE AVE, CANON CITY, CO 81212-9379

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 27, 2018

Interest

Rate	6%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREMONT CO
Recording Date	Dec 28, 2017
Property Address	45 3RD ST, PENROSE, CO 81240-9105
Document Number	0000957590
Instrument Date	Dec 28, 2017
Instrument	957590
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	UNIFIED TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$15.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3279 CRAWFORD DR CANON CITY CO 812129372, CANON CITY, CO 81212-9372

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+25.89%)	$17,645 (-1.19%)	$282,314 (+5.92%)
2024	$1,043.00 (+1.66%)	$17,857 (+26%)
2023	$1,026.00 (-6.47%)	$14,172 (-5.8%)	$266,525 (+23.12%)
2022	$1,097.00	$15,045	$216,478

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENROSE WD serves 3,149 people · EPA ID CO0122700
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T.

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