46 3rd St, Penrose, CO 81240 Property Records

Fremont County property record for 46 3rd St, Penrose, CO 81240

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,376 sqft · built 1970
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,036 (2025)
Deeds & Mortgages	Jun 2021 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R027932`

Property Details

APN / Parcel Number

Primary APN	`R027932`
Alternative APN	`98204060`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	1,376 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1974
Architectural Style	Modular
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	81,893 sqft (1.88 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R027932
Street Address	46 3RD ST
City	PENROSE
State	CO
Zip	81240-9105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 HICKS SUB FIL #2 REF FROM 690-79-202
Legal Subdivision	HICKS SUB
Legal Lot Number	2
Jurisdiction	FREMONT CO
Township / Civil Division	PENROSE-PORTLAND
Census Block Group	2
Census Block	2010
Census Tract	978100

Owner

Source: Fremont County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 3RD ST, PENROSE, CO 81240-9105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Sep 3, 2020	Foreclosure NOT AVAILABLE
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTION ONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	Jun 21, 2021
Property Address	46 3RD ST, PENROSE, CO 81240-9105
Document Number	0001002855
Instrument Date	Jun 18, 2021
Instrument	1002855
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS LLC

Transaction

Amount	Amount Recorded
Tax	$4.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2300 AMBERWOOD LN, COLORADO SPRINGS, CO 80920-1444

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREMONT CO
Recording Date	May 24, 2021
Property Address	46 3RD ST, PENROSE, CO 81240-9105
Document Number	0001001525
Instrument Date	May 21, 2021
Instrument	1001525
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.00
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 3RD ST, PENROSE, CO 81240-9105

Mortgage

Document Number	0001001526
Date	May 24, 2021
Instrument	1001526

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Foreclosure

Document Type	Foreclosure
Jurisdiction	FREMONT CO
Recording Date	Sep 3, 2020
Property Address	46 3RD ST, PENROSE, CO 81240-9105
Document Number	0000990177
Instrument Date	Sep 3, 2020
Instrument	990177
Transaction Type	Foreclosure
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 3RD ST PENROSE PENROSE CO 81240, PENROSE, CO 81240

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREMONT CO
Property Address	46 3RD ST, PENROSE, CO 81240-9105
Document Number	0000985020
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 3RD ST PENROSE CO 812409105, PENROSE, CO 81240-9105

Mortgage

Document Number	0000985020
Date	Apr 30, 2020
Instrument	985020

Lender

Name	OPTION ONE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fremont County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Fremont County
Unified School District	Fremont RE-2 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,036.00 (+36.14%)	$13,926 (-2.99%)	$222,813 (+4%)
2024	$761.00 (+1.74%)	$14,355 (+38.9%)
2023	$748.00 (-3.86%)	$10,335 (-3.22%)	$214,252 (+39.44%)
2022	$778.00	$10,679	$153,654

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 66% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENROSE WD serves 3,149 people · EPA ID CO0122700
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: AT&T.

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