479 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 479 Junction Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,925 sqft · built 1991
Lot Size	4 acres (174,240 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,156 (2026)
Deeds & Mortgages	Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`433089 37.-3-28`

Property Details

APN / Parcel Number

Primary APN	`433089 37.-3-28`
Alternative APNs	`308903700000030280000000` `455J186006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,925 sqft Living Area
1st Floor Area	2,925 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	174,240 sqft (4 acres)
Lot Width	360 ft Width
Garage Type	Detached

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	452 sqft
Porch	Slab
Porch Area	790 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J186006
Street Address	479 JUNCTION RD
City	ESPERANCE
State	NY
Zip	12066-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	28.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1031
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 118, HOWES CAVE, NY 12092-0118
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 17, 2018
Transfer Doc	001073/300
Record Updated	Oct 29, 2026

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHOHARIE NY
Recording Date	Jul 26, 2018
Property Address	479 JUNCTION RD, ESPERANCE, NY 12066-3909
Document Number	001073/300
Book / Page	1073 / 300
Instrument Date	May 17, 2018
Instrument	000000745655
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 JUNCTION RD, ESPERANCE, NY 12066-3909

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,156.00 (+4%)
2025	$3,996.00 (-7.78%)	$110,000 (-) Land $20,100 Building $89,900	$177,419 (+7.11%) Land $32,419 Building $145,000
2023		$110,000 (-) Land $20,100 Building $89,900	$165,638 (+15.19%) Land $30,267 Building $135,371
2022		$110,000 Land $20,100 Building $89,900	$143,791 Land $26,275 Building $117,516
2021	$4,333.00 (-28.94%)
2020	$6,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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