471 Junction Rd, Esperance, NY 12066 Property Records

Schoharie County and Esperance Town property record for 471 Junction Rd, Esperance, NY 12066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,352 sqft · built 1994
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jul 2017)
Tax Bill	$6,725 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`433089 37.-3-27`

Property Details

APN / Parcel Number

Primary APN	`433089 37.-3-27`
Alternative APNs	`308903700000030270000000` `455J187010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	101,930 sqft (2.34 acres)
Lot Width	200 ft Width
Garage Type	Basement

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	540 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	455J187010
Street Address	471 JUNCTION RD
City	ESPERANCE
State	NY
Zip	12066-3909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	27.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	ESPERANCE
Census Block Group	1
Census Block	1031
Census Tract	740100

Owner

Source: Schoharie County and Esperance Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	471 JUNCTION RD, ESPERANCE, NY 12066-3909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2017	Deed of Trust, Mortgage STATE EMPLOYEE FCU (NY)
Jul 27, 2017	Deed, Transfer NOT AVAILABLE, KATHERINE L. HENTNIK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Oct 6, 2003 · Amount on Record
Deed Book / Page	1050 / 9
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	471 JUNCTION RD, ESPERANCE, NY 12066-3909
Transaction Type	Mortgage
Record Updated	Aug 16, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 000000723286
Date	Jul 27, 2017
Book Page	0000001767/0000000150
Instrument	000000723286

Lender

Name	STATE EMPLOYEE FCU (NY)

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2047

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Jul 27, 2017
Property Address	471 JUNCTION RD, ESPERANCE, NY 12066-3909
Document Number	0000001050/0000000009
Book / Page	0000001050 / 0000000009
Instrument Date	Jul 20, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, KATHERINE L. HENTNIK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 JUNCTION RD, ESPERANCE, NY 12066-3909

Tax Assessment & Valuation

Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Esperance Town
Unified School District	Schoharie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,725.00 (+4.01%)
2025	$6,466.00 (+155.88%)	$178,000 (-) Land $16,100 Building $161,900	$287,097 (+7.11%) Land $25,968 Building $261,129
2023		$178,000 (-) Land $16,100 Building $161,900	$268,032 (+15.19%) Land $24,243 Building $243,789
2022		$178,000 Land $16,100 Building $161,900	$232,680 Land $21,046 Building $211,634
2021	$2,527.00 (-61.68%)
2020	$6,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	17 (1987–2011)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Flooding, Apr 2005 · 5 claims Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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